3099 Lancaster Dr, Apt 2, Naples, FL 34105 Property Records

Collier County property record for 3099 Lancaster Dr, Apt 2, Naples, FL 34105

Property Summary

Property Type	Condominium
Details	2,021 sqft · built 2000
Owner	2 Individual Names on File
Last Sale	$885,000 (Jan 2026)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`453102 7 7024A13`

Property Details

APN / Parcel Number

Primary APN	`453102 7 7024A13`
Alternative APN	`54470002040`

Interior

Units	5 Units
Building Area	2,021 sqft Living Area
1st Floor Area	2,021 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3099 LANCASTER DR, 2
City	NAPLES
State	FL
Zip	34105-6677
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LANCASTER SQUARE III AT KENSINGTON A CONDO BLDG 7-702
Legal Range	25
Legal Township	49
Legal Section	13
Legal Subdivision	LANCASTER SQUARE III AT KENSINGTON A CON
Legal Tract	453102
Legal Block	2
Legal Lot Number	702
Legal Unit	7-702
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10432

Owner

3099 Lancaster Dr, Apt 2 is owned by two individuals who bought it in January 2026.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 LAFAYETTE AVE, CHATHAM, NJ 07928-2048
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 4, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 14, 2020	Warranty Deed, Transfer FIRST BOSTON TITLE
Jan 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Aug 4, 2023 · Amount on File
Deed Document Number	20266774989
Deed Book / Page	6545 / 3618
Prior Transfer Date	Mar 21, 2003
Prior Transfer Doc	3246001485
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 16, 2026
Property Address	3099 LANCASTER DR APT 2, 2, NAPLES, FL 34105-6677
Document Number	0065453618
Book / Page	6545 / 3618
Map Reference	MB 2664 PG 1819
Instrument Date	Jan 15, 2026
Instrument	6774989
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9769, NAPLES, FL 34101-9769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LAFAYETTE AVE, CHATHAM, NJ 07928-2048

Mortgage

Document Number	0065453620
Date	Jan 16, 2026
Instrument	6545/3620

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Max Rate	10.2%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 4, 2023
Property Address	3099 LANCASTER DR APT 2, 2, NAPLES, FL 34105-6677
Document Number	0062750165
Book / Page	6275 / 165
Map Reference	MB 2664 PG 1819
Instrument Date	Jul 31, 2023
Instrument	6436917
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$5,943.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2387 GRENADINES WAY, NAPLES, FL 34120-2861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 LANCASTER DR # 702, 702, NAPLES, FL 34105-6677

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 14, 2020
Property Address	3099 LANCASTER DR APT 2, 2, NAPLES, FL 34105-6677
Document Number	0058151403
Book / Page	005815 / 001403
Instrument Date	Sep 10, 2020
Instrument	5922696
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	FIRST BOSTON TITLE

Transaction

Amount	Amount on Record
Tax	$2,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 LANCASTER DR #7-702 NAPLES FL 341056677, 7-702, NAPLES, FL 34105-6677

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 27, 2020
Property Address	3099 LANCASTER DR APT 2, 2, NAPLES, FL 34105-6677
Document Number	0057202501
Book / Page	005720 / 002501
Instrument Date	Jan 23, 2020
Instrument	5820213
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8661 S SICILY CT AURORA CO 800167384, AURORA, CO 80016-7384

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 1, 2017
Property Address	3099 LANCASTER DR APT 2, 2, NAPLES, FL 34105-6677
Document Number	0054210799
Book / Page	005421 / 000799
Instrument Date	Jul 26, 2017
Instrument	5436035
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3099 LANCASTER DR #2 NAPLES FL 341056677, 2, NAPLES, FL 34105-6677

Tax Assessment & Valuation

The 2025 property tax bill for 3099 Lancaster Dr, Apt 2 was $2,396, up 2.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,880 (+2.7%)	$583,124 (-5.87%) Building $583,124
2025	$2,396.00 (+2.52%) Homeowner's exemption	$263,759	$619,502 Building $619,502
2024	$2,337.00 (-44.36%)
2023	$4,200.00 (+6.92%)	$378,531 (+1%)	$433,885 (+18.57%) Building $433,885
2022	$3,928.00	$344,119	$365,944 Building $365,944

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3099 Lancaster Dr, Apt 2 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3099 Lancaster Dr, Apt 2 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Hotwire Communications, T-Mobile.

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