3099 Eldron Blvd SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 3099 Eldron Blvd SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Feb 2022)
Tax Bill	$4,393 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-37-28-KQ-2038-20`

Property Details

APN / Parcel Number

Primary APN	`29-37-28-KQ-2038-20`
Alternative APNs	`29-37-28-KQ-02038.0-0020.00` `2944048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,008 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	2,008 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	298 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2944048
Street Address	3099 ELDRON BLVD SE
City	PALM BAY
State	FL
Zip	32909-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 46 LOT 20 BLK 2038
Legal Range	37E
Legal Township	29S
Legal Section	28
Legal Subdivision	PORT MALABAR UNIT 46
Legal Block	2038
Legal Lot Number	20
Legal Unit	46
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	3
Census Block	3077
Census Tract	71339

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3099 ELDRON BLVD SE, PALM BAY, FL 32909-6306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Mar 22, 2007 · Amount on Record
Deed Document Number	202245383
Deed Book / Page	9423 / 169
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 22, 2022
Property Address	3099 ELDRON BLVD SE, PALM BAY, FL 32909-6306
Document Number	0094230169
Book / Page	9423 / 169
Map Reference	MB 22 PG 58-74
Instrument Date	Feb 22, 2022
Instrument	2022045383
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ON POINT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 HOBBS, 26, MONTEGO BAY XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 ELDRON BLVD SE, PALM BAY, FL 32909-6306

Mortgage

Document Number	0009423171
Date	Feb 22, 2022
Instrument	9423/171

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,490 (-1.8%)	$274,490 (-1.8%)
2025	$4,393.00 (+1.38%) Homeowner's exemption	$279,520 (+3.22%) Land $42,500 Building $237,020	$279,520 (+3.22%) Land $42,500 Building $237,020
2023	$4,333.00 (+6.67%) Homeowner's exemption	$270,790 (+6.2%) Land $34,500 Building $236,290	$270,790 (+6.2%) Land $34,500 Building $236,290
2022	$4,062.00	$254,980 Land $22,000 Building $232,980	$254,980 Land $22,000 Building $232,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20