Oakland County property record for 3099 Chenoa St, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,234 sqft · built 1972 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Sep 2026) |
| Tax Bill | $6,080 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-11-335-012 |
| Primary APN | E-17-11-335-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,234 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 134 sqft |
| Deck Area | 240 sqft |
| Patio Area | 350 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3099 CHENOA ST |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-4104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 11 MAPLE POINTE BEACH SUB S 1/2 OF LOT 9 & ALL OF LOTS 10, 11 & 12 BLK 22 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | MAPLE POINTE BEACH SUB |
| Legal Block | 22 |
| Legal Lot Number | 9-12 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 134400 |
3099 Chenoa St is owned and occupied by two individuals who bought it in September 2026.
Source: Oakland County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3099 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 24, 2026 | Warranty Deed, Transfer TITLE ONE |
| May 12, 2026 | Quit Claim Deed, Transfer · Construction Mortgage COMMERCIAL LENDER LLC |
| Jan 28, 2026 | Warranty Deed, Foreclosure |
| Oct 28, 2025 | Sheriff's Deed, Foreclosure |
| Oct 16, 2020 | Warranty Deed, Transfer |
| Oct 3, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on File |
| Deed Sale | Sep 24, 2026 · Amount on File |
| Prior Sale | May 12, 2026 · Amount on File |
| Deed Document Number | 2026141453 |
| Deed Book / Page | 61575 / 640 |
| Prior Transfer Date | Oct 21, 2025 |
| Prior Transfer Doc | 0000137642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 15, 2026 |
| Property Address | 3099 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4104 |
| Document Number | 0000136827 |
| Book / Page | 61550 / 1 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 2026136827 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000136827, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 61550/1 |
| Instrument | 2026136827 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 24, 2026 |
| Property Address | 3099 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4104 |
| Document Number | 0000141453 |
| Book / Page | 61575 / 640 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 2026141453 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | TITLE ONE |
| Amount | Amount on Record |
|---|---|
| Tax | $303,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3099 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4104 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 12, 2026 |
| Property Address | 3099 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4104 |
| Document Number | 20260063442 |
| Book / Page | 61183 / 779 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026.63442 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189,375.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 15786 CAMBRIDGE DR, CLINTON TOWNSHIP, MI 48038-1007 |
| Document Number | 0000063443, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026..63443 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 1, 2027 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 28, 2026 |
| Property Address | 3099 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4104 |
| Document Number | 20260012409 |
| Book / Page | 60906 / 560 |
| Map Reference | LB 31 PG 9&10 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 20260012409 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 RESEARCH PKWY STE 303, 303, MERIDEN, CT 06450-8342 |
| Name | Verified Name |
|---|---|
| Address | 3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 28, 2025 |
| Property Address | 3099 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4104 |
| Document Number | 0000137642 |
| Book / Page | 60664 / 284 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 137642 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 6, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 RESEARCH PKWY STE 303, 303, MERIDEN, CT 06450-8342 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 16, 2020 |
| Property Address | 3099 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4104 |
| Document Number | 0000213731 |
| Book / Page | 55004 / 817 |
| Map Reference | LB 31 PG 9&10 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 213731 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,494.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5948 SOUTHWARD AVE, 5948, WATERFORD, MI 48329-1578 |
| Name | Verified Name |
|---|---|
| Address | 3099 CHENOA ST # 43, 43, COMMERCE TWP, MI 48382-4104 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3099 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4104 |
| Document Number | 0000201879 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 3099 CHENOA ST COMMERCE TOWNSHIP MI 483824104, COMMERCE TOWNSHIP, MI 48382-4104 |
| Document Number | 0000201879 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 051238/000480 |
| Instrument | 201879 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3099 Chenoa St was $6,080, down 22.3% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,080.00 (-22.33%) | $184,230 (+5.03%) | $368,460 (+5.03%) |
| 2024 | $7,828.00 (+8.05%) | $175,400 (+12.48%) | $350,800 (+12.48%) |
| 2023 | $7,245.00 | $155,940 | $311,880 |
| 2021 | $6,765.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3099 Chenoa St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3099 Chenoa St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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