3099 Caswell Dr, Troy, MI 48084 Property Records

Oakland County property record for 3099 Caswell Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,359 sqft · built 1968
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$519,000 (Feb 2023)
Tax Bill$10,548 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-19-377-033

Property Details

APN / Parcel Number

Primary APN88-20-19-377-033

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,359 sqft Living Area
1st Floor Area1,175 sqft
Basement Area750 sqft
Unfinished Basement1,175 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions118 ft deep x 119 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area145 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3099 CASWELL DR
CityTROY
StateMI
Zip48084-1206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 19 BIRMINGHAM WOODS NO. 1 LOT 26
Legal Range11E
Legal Township2N
Legal Section19
Legal SubdivisionBIRMINGHAM WOODS NO 1
Legal Lot Number26
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1032
Census Tract196700

Owner

3099 Caswell Dr is owned and occupied by an individual who bought it in February 2023.

Source: Oakland County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1006 CHAPIN AVE, BIRMINGHAM, MI 48009-4723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 2, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 9, 2022Warranty Deed, Transfer · Commercial Mortgage
LIMA ONE CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2023 · Amount on File
Deed SaleFeb 2, 2023 · Amount on File
Prior SaleJun 9, 2022 · Amount on File
Deed Document Number202311430
Deed Book / Page58403 / 651
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJul 15, 2026
Property Address3099 CASWELL DR, TROY, MI 48084-1206
Document Number0000102110
Book / Page61364 / 473
Instrument DateJul 7, 2026
Instrument2026102110
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 CHAPIN AVE, BIRMINGHAM, MI 48009-4723

Mortgage

Document Number0000102110,
DateJul 15, 2026
Book Page61364/473
Instrument2026102110
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 2, 2023
Property Address3099 CASWELL DR, TROY, MI 48084-1206
Document Number0000011430
Book / Page58403 / 651
Map ReferenceLB 110 PG 12&13
Instrument DateJan 31, 2023
Instrument11430
Transaction TypeTransfer
Record UpdatedFeb 15, 2023
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,892.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17310 CORAL GABLES AVE, LATHRUP VILLAGE, MI 48076-4602

Transferred To (Grantee/Buyer)

NameVerified Name
Address3099 CASWELL DR, TROY, MI 48084-1206

Mortgage

Document Number0058403654
DateFeb 2, 2023
Instrument58403/654
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 9, 2022
Property Address3099 CASWELL DR, TROY, MI 48084-1206
Document Number0000394027
Book / Page57835 / 162
Map ReferenceLB 110 PG 12&13
Instrument DateMay 6, 2022
Instrument394027
Transaction TypeTransfer
Record UpdatedAug 8, 2022
Title CompanyCOASTAL TITLE AND CLOSING SERVICES, COMPASS TITLE & CLOSING SVCS

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3099 CASWELL DR, 3099, TROY, MI 48084-1206

Transferred To (Grantee/Buyer)

NameVerified Name
Address3099 CASWELL DR, TROY, MI 48084-1206

Mortgage

Document Number0057835170
DateJun 9, 2022
Instrument57835/170
Lender
NameLIMA ONE CAPITAL LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3099 Caswell Dr was $10,548 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,548.00
2023$441,140
2022$5,810.00$220,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3099 Caswell Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1981–2007)
Claims Outside the SFHA1 of 4
Most Recent ClaimMar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3099 Caswell Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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