Sumter County property record for 3099 Bruce Cir, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,551 sqft · built 1978 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Feb 2025) |
| Tax Bill | $1,120 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-00-01-029 |
| Primary APN | 211-00-01-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| Gross Area | 2,062 sqft |
| 1st Floor Area | 1,551 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 68 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 32124 |
|---|---|
| Street Address | 3099 BRUCE CIR |
| City | SUMTER |
| State | SC |
| Zip | 29154-8754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 PB93-2068 PB91-145 3 AC PB86-1853 |
| Legal Subdivision | BETHEL PARK |
| Legal Lot Number | 14 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | PRIVATEER |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 1903 |
Source: Sumter County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3099 BRUCE CIR, SUMTER, SC 29154-8754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Oct 22, 2019 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on Record |
| Deed Sale | Feb 28, 2025 · Amount on Record |
| Prior Sale | Oct 22, 2019 · Amount on Record |
| Deed Book / Page | 1337 / 336 |
| Prior Transfer Date | Sep 19, 2014 |
| Prior Transfer Doc | 1205003773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 13, 2026 |
| Property Address | 3099 BRUCE CIR, SUMTER, SC 29154-8754 |
| Document Number | 1356004160 |
| Book / Page | 1356 / 4160 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3099 BRUCE CIR, SUMTER, SC 29154-8754 |
| Document Number | 1356004160, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 1356/4160 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Oct 22, 2019 |
| Property Address | 3099 BRUCE CIR, SUMTER, SC 29154-8754 |
| Document Number | 0012611076 |
| Book / Page | 001261 / 001076 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $727.05 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3099 BRUCE CIR SUMTER SC 291548754, SUMTER, SC 29154-8754 |
| Document Number | 12611079 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 001261/001079 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2049 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,120.00 (+0.9%) | $6,960 (-) Land $2,480 Building $4,480 | $173,971 (-) Land $61,950 Building $112,021 |
| 2023 | $1,110.00 (+0.09%) | $6,960 (-) Land $2,480 Building $4,480 | $173,971 (-) Land $61,950 Building $112,021 |
| 2022 | $1,109.00 | $6,960 Land $2,480 Building $4,480 | $173,971 Land $61,950 Building $112,021 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 80% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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