Monroe County property record for 30989 Witters Ln, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,888 sqft · built 2022 |
| Lot Size | 0.436 acres (19,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,800,000 (Aug 2022) |
| Tax Bill | $15,000 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00310280-000000 |
| Primary APN | 00310280-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,020 sqft (0.436 acres) |
| Porch | Open Porch |
| Fence | Fence |
| Heating System | Forced Air |
|---|
| Account Number | 1382396 |
|---|---|
| Old Parcel Number | 14662900310280000000 |
| Street Address | 30989 WITTERS LN |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1 NLY 51.5FT OF LOT 26 AND ALL LOT 27 DOCTORS ARM SUB PB3-141 BIG PINE KEY OR409-382/85 OR788-1431 OR849-801/02 OR1384-33 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 14 |
| Legal Subdivision | DOCTORS ARM |
| Legal Block | 1 |
| Legal Lot Number | 26-27 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 971401 |
30989 Witters Ln is owned by an individual who bought it in August 2022.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9890 WINDY HOLLOW RD, GREAT FALLS, VA 22066-3551 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on File |
| Deed Sale | Aug 4, 2022 · Amount on File |
| Prior Sale | Feb 1, 2016 · Amount on File |
| Deed Document Number | 2386481 |
| Deed Book / Page | 3187 / 1680 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 4, 2022 |
| Property Address | 30989 WITTERS LN, BIG PINE KEY, FL 33043-5024 |
| Document Number | 0031871680 |
| Book / Page | 3187 / 1680 |
| Map Reference | MB 3 PG 141 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2386481 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | TRUE TITLE FLORIDA KEYS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 AUSTRALIAN AVE, PALM BEACH, FL 33480-4626 |
| Name | Verified Name |
|---|---|
| Address | 9890 WINDY HOLLOW RD, GREAT FALLS, VA 22066-3551 |
| Document Number | 0031871682 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 3187/1682 |
| Name | VIRGINIA PARTNERS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 2, 2027 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,770,896 Land $717,923 Building $1,052,973 | $1,770,896 Land $717,923 Building $1,052,973 | |
| 2024 | $15,000.00 (+3.43%) | ||
| 2023 | $14,502.00 (+235.38%) | $1,512,520 (+244.83%) Land $845,606 Building $666,914 | $1,512,520 (+244.83%) Land $845,606 Building $666,914 |
| 2022 | $4,324.00 | $438,625 Land $438,625 | $438,625 Land $438,625 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 30989 Witters Ln in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 30989 Witters Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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