3098 Wagon Trl, Flint, MI 48507 Property Records

Genesee County property record for 3098 Wagon Trl, Flint, MI 48507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,220 sqft · built 1970
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jun 2026)
Tax Bill	$3,945 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-28-502-038`

Property Details

APN / Parcel Number

Primary APN	`07-28-502-038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	15,987 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3098 WAGON TRL
City	FLINT
State	MI
Zip	48507-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 MILLER ROAD FARMS NO 2
Legal Subdivision	SUPERVISORS PLAT OF ATHERTON GARDENS
Legal Lot Number	56
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1029
Census Tract	10912

Owner

3098 Wagon Trl is owned and occupied by an individual who bought it in June 2026.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3098 WAGON TRL, FLINT, MI 48507-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · FHA Mortgage UNION CREDIT UNION
Jan 20, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Feb 11, 2002 · Amount on File
Deed Document Number	202639311
Prior Transfer Date	Feb 17, 2012
Prior Transfer Doc	0000000154
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 25, 2026
Property Address	3098 WAGON TRL, FLINT, MI 48507-1214
Document Number	0000039311
Instrument Date	Jun 17, 2026
Instrument	202639311
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221,493.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 WAGON TRL, FLINT, MI 48507-1214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039312,
Date	Jun 25, 2026
Instrument	20262539312

Lender

Name	UNION CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jan 20, 2026
Property Address	3098 WAGON TRL, FLINT, MI 48507-1214
Document Number	0000000154
Instrument Date	Feb 17, 2012
Instrument	202601200000154
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3098 WAGON TRL, FLINT, MI 48507-1214

Tax Assessment & Valuation

The 2025 property tax bill for 3098 Wagon Trl was $3,945 with a homeowner's exemption, down 4.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,100 (+6.57%) Land $9,000 Building $106,100	$230,200 (+6.57%) Land $18,000 Building $212,200
2025	$3,945.00 (-4.39%)	$108,000	$216,000
2024	$4,126.00
2023		$106,600	$213,200
2021	$2,249.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3098 Wagon Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3098 Wagon Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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