3098 Voyager Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3098 Voyager Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$536,800 (Jun 2025)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022531553900011360`

Property Details

APN / Parcel Number

Primary APN	`022531553900011360`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	3098 VOYAGER AVE
City	SAINT CLOUD
State	FL
Zip	34771-9396
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	WESLYN PARK PH 3 PB 34 PGS 38-52 LOT 136
Legal Phase	3
Legal Lot Number	136
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	43700

Owner

3098 Voyager Ave, residential vacant land, is owned and occupied by an individual who bought it in June 2025.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	3098 VOYAGER AVE, SAINT CLOUD, FL 34771-9396
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Deed Document Number	2025076721
Deed Book / Page	6806 / 627
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 18, 2025
Property Address	3098 VOYAGER AVE, SAINT CLOUD, FL 34771-9396
Document Number	0068060627
Book / Page	6806 / 627
Map Reference	MB 34 PG 38
Instrument Date	Jun 3, 2025
Instrument	2025076721
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,757.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 CRESCENT EXECUTIVE CT # CT144, CT144, LAKE MARY, FL 32746-2100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 VOYAGER AVE, SAINT CLOUD, FL 34771-9396

Mortgage

Document Number	0006806629
Date	Jun 18, 2025
Instrument	6806/629

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3098 Voyager Ave was $3,551.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,551.00	$90,000 Land $90,000	$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3098 Voyager Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3098 Voyager Ave is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 88% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6