Nassau County and Hempstead Town property record for 3098 Royal Ave, Oceanside, NY 11572
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 864 sqft · built 1930 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Apr 2021) |
| Tax Bill | $9,582 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 43-202-00-0004 |
| Primary APN | 43-202-00-0004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Wood Shingle |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43202 00040 |
|---|---|
| Street Address | 3098 ROYAL AVE |
| City | OCEANSIDE |
| State | NY |
| Zip | 11572-2838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 011 |
| Legal Subdivision | MAP OF OCEANSIDE BEACH |
| Legal Block | 202 |
| Legal Lot Number | 4 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 413002 |
3098 Royal Ave is owned and occupied by an individual who bought it in April 2021.
Source: Nassau County and Hempstead Town records, as of October 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3098 ROYAL AVE, OCEANSIDE, NY 11572-2838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Apr 29, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS |
| Jul 18, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on File |
| Deed Sale | Apr 29, 2021 · Amount on File |
| Prior Sale | Feb 24, 2016 · Amount on File |
| Deed Document Number | 20212020056982 |
| Deed Book / Page | 14072 / 773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Aug 13, 2026 |
| Property Address | 3098 ROYAL AVE, OCEANSIDE, NY 11572-2838 |
| Document Number | 0000054238 |
| Book / Page | 48599 / 725 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202654238 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000054238, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 48599/725 |
| Instrument | 202654238 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Apr 29, 2021 |
| Property Address | 3098 ROYAL AVE, OCEANSIDE, NY 11572-2838 |
| Document Number | 0140720773 |
| Book / Page | 14072 / 773 |
| Map Reference | MAP 13 MAP 564 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2020-056982 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4953 13TH AVE N, 4953, SAINT PETERSBURG, FL 33710-6014 |
| Name | Verified Name |
|---|---|
| Address | 3098 ROYAL AVE, OCEANSIDE, NY 11572-2838 |
| Document Number | 0453500186 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 45350/186 |
| Instrument | 2020-056983 |
| Name | NATIONWIDE MORTGAGE BANKERS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jul 18, 2018 |
| Property Address | 3098 ROYAL AVE, OCEANSIDE, NY 11572-2838 |
| Document Number | 0136780839 |
| Book / Page | 013678 / 000839 |
| Instrument Date | Jun 9, 2018 |
| Instrument | 62575 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3098 ROYAL AVE OCEANSIDE NY 115722838, OCEANSIDE, NY 11572-2838 |
The 2025 property tax bill for 3098 Royal Ave was $9,582.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Oceanside Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315 Land $158 Building $157 | $315,000 | |
| 2025 | $9,582.00 | ||
| 2023 | $9,042.00 Additional exemption filed | $347 Land $174 Building $173 | $347,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3098 Royal Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 216 policies |
| Nearby Flood Policies | 216 in force |
| Nearby Flood Claims | 395 (1978–2026) |
| Claims Outside the SFHA | 110 of 395 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3098 Royal Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures