3098 Roosevelt St, Placerville, CA 95667 Property Records

El Dorado County property record for 3098 Roosevelt St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1947
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Mar 2007)
Tax Bill	$3,465 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-221-003-000`

Property Details

APN / Parcel Number

Primary APN	`003-221-003-000`
Alternative APNs	`00322103100` `0032210310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3098 ROOSEVELT ST
City	PLACERVILLE
State	CA
Zip	95667-6412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	L 8 B 2 PACIFIC HTS
Legal Subdivision	PACIFIC HTS
Legal Block	2
Legal Lot Number	8
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3027
Census Tract	31200

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3098 ROOSEVELT ST, PLACERVILLE, CA 95667-6412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2007 · Amount on Record
Deed Sale	Mar 2, 2007 · Amount on Record
Prior Sale	Jul 25, 2003 · Amount on Record
Deed Document Number	200714747
Prior Transfer Date	Sep 24, 1998
Prior Transfer Doc	0000056312
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Aug 6, 2026
Property Address	3098 ROOSEVELT ST, PLACERVILLE, CA 95667-6412
Document Number	0000025731
Instrument Date	Jul 27, 2026
Instrument	202625731
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 ROOSEVELT ST, PLACERVILLE, CA 95667-6412

Mortgage

Document Number	0000025731,
Date	Aug 6, 2026
Instrument	202625731

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3098 ROOSEVELT ST, PLACERVILLE, CA 95667-6412
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 ROOSEVELT ST, PLACERVILLE, CA 95667-6412

Mortgage

Document Number	0000068767
Date	Nov 3, 2021
Instrument	2021-0068767

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3098 ROOSEVELT ST, PLACERVILLE, CA 95667-6412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 ROOSEVELT ST, PLACERVILLE, CA 95667-6412

Mortgage

Document Number	0000074299
Date	Dec 21, 2020
Instrument	2020-0074299

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$444,117 (+33.17%) Land $157,145 Building $286,972
2025	$3,465.00 (+0.2%) Homeowner's exemption	$333,500 (-) Land $118,000 Building $215,500
2024	$3,458.00 (-0.8%)
2023	$3,486.00 (-0.51%) Homeowner's exemption	$333,500 Land $118,000 Building $215,500
2022	$3,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1996–2019)
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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