Clatsop County property record for 3098 Pine Ct, Gearhart, OR 97138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,159 sqft · built 1997 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $505,000 (May 2020) |
| Tax Bill | $4,915 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71034CB02200 |
| Primary APN | 71034CB02200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,159 sqft Living Area |
| Gross Area | 2,841 sqft |
| 1st Floor Area | 2,159 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Prefabricated |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.739 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Driveway | Driveway |
| Driveway Area | 922 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 691 sqft |
| Wet Bar | Wet Bar |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 18372 |
|---|---|
| Street Address | 3098 PINE CT |
| City | GEARHART |
| State | OR |
| Zip | 97138-2288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SHAMROCK PINES LT 21 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 34 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | SHAMROCK PINES |
| Legal Lot Number | 21 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | ASTORIA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950700 |
Source: Clatsop County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2522, GEARHART, OR 97138-2522 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 10, 2021 | Deed of Trust, Mortgage · VA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC |
| May 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2020 · Amount on Record |
| Deed Sale | May 8, 2020 · Amount on Record |
| Prior Sale | Jun 5, 2013 · Amount on Record |
| Deed Document Number | 202003424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 3098 PINE CT, GEARHART, OR 97138-2288 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3098 PINE CT, SEASIDE, OR 97138-2288 |
| Document Number | 0000005943 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 202205943 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 3098 PINE CT, GEARHART, OR 97138-2288 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3098 PINE CT, GEARHART, OR 97138-2288 |
| Document Number | 0000009582 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 202109582 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 3098 PINE CT, GEARHART, OR 97138-2288 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000004742 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 202104742 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE OSWEGO, OR 97035 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | May 8, 2020 |
| Property Address | 3098 PINE CT, GEARHART, OR 97138-2288 |
| Document Number | 0000003424 |
| Map Reference | MB 14 OPG 87-89 |
| Instrument Date | May 5, 2020 |
| Instrument | 202003424 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | TICOR TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3098 PINE CT, GEARHART, OR 97138-2288 |
| Document Number | 0000003425 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 202003425 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Gearhart City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,915.00 (+1.19%) | $647,283 (+52.59%) Building $647,283 | $887,033 (+8.79%) Land $239,750 Building $647,283 |
| 2023 | $4,857.00 (+3.1%) | $424,199 (+3%) | $815,376 (+9.43%) Land $238,444 Building $576,932 |
| 2022 | $4,711.00 | $411,844 | $745,089 Land $207,342 Building $537,747 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 individual policies |
| Nearby Flood Policies | 118 units insured incl. 7 condo units |
| Nearby Flood Claims | 7 (1996–2012) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Dec 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.7% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEARHART WATER DEPARTMENT serves 1,780 people · EPA ID OR4100318 |
|---|---|
| Water Source | Purchased surface water from CITY OF WARRENTON |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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