St. Johns County property record for 3098 Pacetti Rd, #I, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,200 sqft · built 1987 |
| Lot Size | 7.36 acres (320,601 sqft) |
| Owner | Company Name on File |
| Last Sale | $718,000 (Feb 2026) |
| Tax Bill | $4,804 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027790-0030 |
| Primary APN | 027790-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 2,948 sqft |
| 1st Floor Area | 2,200 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 320,601 sqft (7.36 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 924 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3098 PACETTI RD, I |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23-3 PART OF ANDREAS PACETTI DONATION LYING E OF R/W OF RD 13-A OR6305/1340 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 37 |
| Legal Subdivision | ANDREW PACETTI DONATION |
| Legal Lot Number | 23-3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027790-0030
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 331 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 17, 2026 | Warranty Deed, Transfer · Commercial Mortgage CHAMPIONS FUNDING LLC |
| Sep 08, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Aug 07, 2017 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 17, 2026 · Amount on Record |
| Deed Sale | Feb 17, 2026 · Amount on Record |
| Prior Sale | Sep 08, 2025 · Amount on Record |
| Deed Document Number | 202612649 |
| Deed Book / Page | 6305 / 1340 |
| Prior Transfer Date | Jan 06, 2025 |
| Prior Transfer Doc | 0000001074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 17, 2026 |
| Property Address | 3098 PACETTI RD # I, I, SAINT AUGUSTINE, FL 32092-0484 |
| Document Number | 0063051340 |
| Book / Page | 6305 / 1340 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026012649 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,026.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 SILVER SAGE LN, ST AUGUSTINE, FL 32095-9017 |
| Name | Verified Name |
|---|---|
| Address | 331 SILVER SAGE LN, ST AUGUSTINE, FL 32095-9017 |
| Document Number | 0063051347 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 6305/1347 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 08, 2025 |
| Property Address | 3098 PACETTI RD # I, I, SAINT AUGUSTINE, FL 32092-0484 |
| Document Number | 0062161764 |
| Book / Page | 6216 / 1764 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 2025072975 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 TWILIGHT LN, SAINT AUGUSTINE, FL 32095-0083 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 331 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017 |
| Document Number | 0062161767 |
|---|---|
| Date | Sep 08, 2025 |
| Instrument | 6216/1767 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3098 PACETTI RD # I, I, SAINT AUGUSTINE, FL 32092-0484 |
| Document Number | 0051520094 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3098 PACETTI RD ST AUGUSTINE FL 320920484, ST AUGUSTINE, FL 32092-0484 |
| Document Number | 0051520094 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 005152/000094 |
| Instrument | 5044 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 07, 2017 |
| Property Address | 3098 PACETTI RD # I, I, SAINT AUGUSTINE, FL 32092-0484 |
| Document Number | 0044161338 |
| Book / Page | 004416 / 001338 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 54201 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3098 PACETTI RD #I ST AUGUSTINE FL 320920484, I, ST AUGUSTINE, FL 32092-0484 |
| Document Number | 44161341 |
|---|---|
| Date | Aug 07, 2017 |
| Book Page | 004416/001341 |
| Instrument | 54202 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $865,292 (+133.45%) Land $515,200 Building $350,092 | $865,292 (-2.98%) Land $515,200 Building $350,092 | |
| 2025 | $4,804.00 (+12.35%) Homeowner's exemption | $370,655 (+2.9%) | $891,826 (+27.55%) Land $515,200 Building $376,626 |
| 2024 | $4,276.00 (+1.98%) Homeowner's exemption | $360,209 (+3%) | $699,209 (-1.58%) Land $434,240 Building $264,969 |
| 2023 | $4,193.00 (+2.82%) Homeowner's exemption | $349,717 (+3%) | $710,436 (+46.68%) Land $515,200 Building $195,236 |
| 2022 | $4,078.00 Homeowner's exemption | $339,531 | $484,356 Land $247,296 Building $237,060 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 62 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 565 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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