3098 Mandolin Dr, Kissimmee, FL 34744 Property Records

Osceola County property record for 3098 Mandolin Dr, Kissimmee, FL 34744

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 2007
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Oct 2022)
Tax Bill	$4,880 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-25-30-5242-0001-3460`

Property Details

APN / Parcel Number

Primary APN	`02-25-30-5242-0001-3460`
Alternative APNs	`253002524200013460` `137129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	1,484 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	804 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3098 MANDOLIN DR
City	KISSIMMEE
State	FL
Zip	34744-9171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TURNBERRY RESERVE UNIT TWO PB 18 PG 80-81 LOT 346
Legal Range	30E
Legal Township	25S
Legal Section	02
Legal Subdivision	TURNBERRY RESERVE UNIT 2
Legal Tract	5242
Legal Block	3460
Legal Lot Number	346
Legal Unit	W
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2010
Census Tract	42800

Owner

Source: Osceola County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3098 MANDOLIN DR, KISSIMMEE, FL 34744-9171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Feb 18, 2011 · Amount on Record
Deed Document Number	2022149698
Deed Book / Page	6296 / 1850
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 7, 2022
Property Address	3098 MANDOLIN DR, KISSIMMEE, FL 34744-9171
Document Number	0062961850
Book / Page	6296 / 1850
Map Reference	MB 18 PG 80&81
Instrument Date	Sep 22, 2022
Instrument	2022149698
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 403, CHICAGO, IL 60690-0403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 MANDOLIN DR, KISSIMMEE, FL 34744-9171

Mortgage

Document Number	0062961852
Date	Oct 7, 2022
Book Page	6296/1852
Instrument	2022149699

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,880.00 (-6.62%) Homeowner's exemption	$335,300 (+3.52%) Land $81,000 Building $254,300	$335,300 (+3.52%) Land $81,000 Building $254,300
2023	$5,226.00 (+46.18%)	$323,900 (+157.61%) Land $64,800 Building $259,100	$323,900 (+18.78%) Land $64,800 Building $259,100
2022	$3,575.00 Homeowner's exemption	$125,733	$272,700 Land $59,400 Building $213,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	8 (2003–2024)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000