1. Home
  2. Florida
  3. Hernando County
  4. Hernando Beach
  5. Gulf Winds Cir

3098 Gulf Winds Cir, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3098 Gulf Winds Cir, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,698 sqft · built 1989
Lot Size0.336 acres (14,650 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Dec 2024)
Tax Bill$16,375 (2025)
Deeds & MortgagesFeb 2024 Transfer
Flood ZoneZone VE (high risk)
APNR12-223-16-1900-0000-0210

Property Details

APN / Parcel Number

Primary APNR12-223-16-1900-0000-0210
Alternative APNs
  • 01179897
  • 1179897

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,698 sqft Living Area
Gross Area6,240 sqft
1st Floor Area2,698 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1996
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area14,650 sqft (0.336 acres)
Garage TypeAttached
Garage Area2,730 sqft
Parking Spaces9 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchScreened Porch
Porch Area812 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01179897
Street Address3098 GULF WINDS CIR
CityHERNANDO BEACH
StateFL
Zip34607-3019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 2 LOTS 21 21B
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionGULF COAST RET UNIT 2
Legal Lot Number21
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2033
Census Tract41501

Owner

Source: Hernando County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3098 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3019
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2024 · Amount on Record
Deed SaleDec 20, 2024 · Amount on Record
Prior SaleOct 7, 1999 · Amount on Record
Deed Document Number202478754
Deed Book / Page4504 / 294
Prior Transfer DateJul 15, 2024
Prior Transfer Doc0044691631
Record UpdatedJun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateFeb 21, 2024
Property Address3098 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3019
Document Number0043931530
Book / Page4393 / 1530
Map ReferenceMB 6 PG 89A&89B
Instrument DateFeb 5, 2024
Instrument2024010423
Transaction TypeTransfer
Record UpdatedMar 8, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3098 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3019

Transferred To (Grantee/Buyer)

NameVerified Name
Address3098 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3019

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,375.00 (+147.84%)$1,154,124 (+143.15%)$1,211,046 (-3.21%) Land $781,246 Building $429,800
2023$474,658 Land $34,135 Building $440,523
2022$6,607.00$1,251,184 Land $781,246 Building $469,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gulf Winds Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures