Maricopa County property record for 3098 E Waterman Way, Gilbert, AZ 85297
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,220 sqft · built 2003 |
| Lot Size | 0.492 acres (21,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $735,000 (Aug 2020) |
| Tax Bill | $6,384 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-52-169 |
| Primary APN | 304-52-169 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,220 sqft Living Area |
| 1st Floor Area | 3,220 sqft |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 21,454 sqft (0.492 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 600 sqft |
| Patio Area | 733 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3098 E WATERMAN WAY |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85297-7621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | WHITEWING AT HIGLEY MCR 548-19 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | WHITEWING AT HIGLEY |
| Legal Lot Number | 103 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 815401 |
3098 E Waterman Way is owned and occupied by an individual who bought it in August 2020.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3098 E WATERMAN WAY, GILBERT, AZ 85297-7621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage FIRSTBANK |
| Aug 5, 2020 | Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on File |
| Deed Sale | Aug 5, 2020 · Amount on File |
| Prior Sale | Mar 11, 2011 · Amount on File |
| Deed Document Number | 20200711115 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3098 E WATERMAN WAY, GILBERT, AZ 85297-7621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 3098 E WATERMAN WAY, GILBERT, AZ 85297-7621 |
| Document Number | 0000669525 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 20220669525 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80215 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 28, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 5, 2020 |
| Property Address | 3098 E WATERMAN WAY, GILBERT, AZ 85297-7621 |
| Document Number | 0000711115 |
| Map Reference | DOC 01-41240 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 20200711115 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | JETCLOSING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19447 E TIMBERLINE RD, 19447, QUEEN CREEK, AZ 85142-5646 |
| Name | Verified Name |
|---|---|
| Address | 3098 E WATERMAN WAY, GILBERT, AZ 85297-7621 |
| Document Number | 0000711116 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 20200711116 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 3098 E Waterman Way was $6,384.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Higley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,450 | $1,174,500 Land $234,900 Building $939,600 | |
| 2025 | $6,384.00 | ||
| 2024 | $118,680 | $1,186,800 Land $237,300 Building $949,500 | |
| 2023 | $6,759.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3098 E Waterman Way in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3098 E Waterman Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
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