3098 Duck Horn Dr, Eugene, OR 97404 Property Records

Lane County property record for 3098 Duck Horn Dr, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,393 sqft · built 1996
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Oct 2017)
Tax Bill	$7,031 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-10-24-00118-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-10-24-00118-000`
Alternative APN	`1550654`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,393 sqft Finished Area
1st Floor Area	1,035 sqft
2nd Floor Area	1,108 sqft
Attic Area	250 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Mixed
Garage Area	1,719 sqft
Driveway	Driveway
Driveway Area	484 sqft
Parking Spaces	4 Parking Spaces
Patio Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1550654
Street Address	3098 DUCK HORN DR
City	EUGENE
State	OR
Zip	97404-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:129 SUBD:RYAN MEADOWS SEC/TWN/RNG/MER:SEC 10 TWN 17 RNG 04
Legal Range	04W
Legal Township	17S
Legal Section	10
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	RYAN MEADOWS
Legal Lot Number	129
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1019
Census Tract	2403

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3098 DUCK HORN DR, EUGENE, OR 97404-3832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit OREGON STATE CU
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 2, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Mar 4, 2016
Deed Document Number	2017-048719
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3098 DUCK HORN DR, EUGENE, OR 97404-3832
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 DUCK HORN DR, EUGENE, OR 97404-3832

Mortgage

Document Number	0000033969
Date	Oct 23, 2025
Instrument	2025-033969

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3098 DUCK HORN DR, EUGENE, OR 97404-3832
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043948
Date	Oct 24, 2022
Instrument	2022-043948

Lender

Name	OREGON STATE CU
Type	Credit Union
Address	CORVALLIS, OR 97339

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3098 DUCK HORN DR, EUGENE, OR 97404-3832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075244
Date	Dec 22, 2020
Instrument	2020-075244

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3098 DUCK HORN DR, EUGENE, OR 97404-3832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013906
Date	Mar 20, 2020
Instrument	2020-013906

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 2, 2017
Property Address	3098 DUCK HORN DR, EUGENE, OR 97404-3832
Document Number	0000048719
Instrument Date	Sep 28, 2017
Instrument	48719
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 DUCK HORN DR EUGENE OR 974043832, EUGENE, OR 97404-3832

Mortgage

Document Number	48720
Date	Oct 2, 2017
Instrument	48720

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,031.00 (+11.53%)	$404,236 (+11.96%)	$701,640 (+7.09%) Land $116,971 Building $584,669
2023	$6,304.00 (+4.28%)	$361,051 (+3%)	$655,179 (+7.83%) Land $99,630 Building $555,549
2022	$6,045.00	$350,535	$607,600 Land $116,971 Building $490,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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