3098 Co Rd 1076, Celeste, TX 75423 Property Records

Hunt County property record for 3098 Co Rd 1076, Celeste, TX 75423

Property Summary

Property Type	Single Family Home
Details	1,885 sqft · built 2022
Lot Size	12.7 acres (554,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$584,400 (Jul 2022)
Tax Bill	$5,065 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0929-C100-0010-21`

Property Details

APN / Parcel Number

Primary APN	`0929-C100-0010-21`
Alternative APNs	`R115297` `115297`

Interior

Stories	1 Story
Building Area	1,885 sqft Living Area
1st Floor Area	1,885 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	554,954 sqft (12.7 acres)
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	3098 COUNTY ROAD 1076
City	CELESTE
State	TX
Zip	75423-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0929 RHODES JOSIAH,TRACT C1-1, ACRES 12.74
Legal Subdivision	RHODES JOSIAH
Legal Tract	C1-1
Legal Block	3
Legal Lot Number	C1-1
Jurisdiction	HUNT TX
Township / Civil Division	CELESTE
Census Block Group	3
Census Block	3016
Census Tract	960300

Owner

Source: Hunt County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3098 COUNTY ROAD 1076, CELESTE, TX 75423-5719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Jul 13, 2022	Vendor's Lien, Transfer · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Apr 5, 2022	Vendor's Lien, Transfer · Commercial Mortgage COMMERCIAN BANK OF TEXAS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	202216378
Prior Transfer Date	Mar 31, 2022
Prior Transfer Doc	0000007754
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Recording Date	Apr 13, 2026
Property Address	3098 COUNTY ROAD 1076, CELESTE, TX 75423-5719
Document Number	0000006556
Instrument Date	Apr 8, 2026
Instrument	20266556
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 COUNTY ROAD 1076, CELESTE, TX 75423-5719

Mortgage

Document Number	0000006556,
Date	Apr 13, 2026
Instrument	20266556

Lender

Name	CREDIT UNION ONE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 5, 2046

Interest

Rate	6.11%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	3098 COUNTY ROAD 1076, CELESTE, TX 75423-5719
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007025
Date	Apr 19, 2024
Instrument	2024-07025

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	1 Months
Due	May 5, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	3098 COUNTY ROAD 1076, CELESTE, TX 75423-5719
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018171
Date	Aug 2, 2022
Instrument	2022-18171

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jul 13, 2022
Property Address	3098 COUNTY ROAD 1076, CELESTE, TX 75423-5719
Document Number	0000016378
Instrument Date	Jul 13, 2022
Instrument	2022-16378
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 368, TRENTON, TX 75490-0368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 FAIRWAY CROSSING RD, WYLIE, TX 75098-5550

Mortgage

Document Number	0000016379
Date	Jul 13, 2022
Instrument	2022-16379

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Apr 5, 2022
Property Address	3098 COUNTY ROAD 1076, CELESTE, TX 75423-5719
Document Number	0000007754
Instrument Date	Mar 31, 2022
Instrument	2022-07754
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 368, TRENTON, TX 75490-0368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 BRINARGHOLLOW DR, ALLEN, TX 75002

Mortgage

Document Number	0000007755
Date	Apr 5, 2022
Instrument	2022-07755

Lender

Name	COMMERCIAN BANK OF TEXAS NA
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Celeste Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,065.00 (+3.88%) Homeowner's exemption	$440,559 (+105.39%)	$674,120 (+58.73%) Land $242,580 Building $431,540
2024	$4,876.00 (-32.86%)
2023		$214,500 Land $13,890 Building $200,610	$424,700 Land $224,090 Building $200,610
2022	$7,262.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO BASIN SUD serves 14,748 people · EPA ID TX1160029
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink, Peoples Communications, Point Broadband, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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