3098 Bailey Ter NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 3098 Bailey Ter NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,228 sqft · built 1960
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Tax Bill$198 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-25-06-13-1

Property Details

APN / Parcel Number

Primary APN28-37-25-06-13-1
Alternative APNs
  • 28-37-25-06-00013.0-0001.00
  • 2833967

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,228 sqft Living Area
Gross Area1,332 sqft
1st Floor Area1,228 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions100 ft deep x 89 ft wide
PorchFinished/Open Porch
Porch Area104 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemGravity Furnace

Location & Zoning

Account Number2833967
Street Address3098 BAILEY TER NE
CityPALM BAY
StateFL
Zip32905-6008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 2 LOT 1 BLK 13
Legal Range37E
Legal Township28S
Legal Section25
Legal SubdivisionPORT MALABAR UNIT 2
Legal Block13
Legal Lot Number1
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1022
Census Tract65201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3098 BAILEY TER NE, PALM BAY, FL 32905-6008
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 1994
Deed SaleJul 20, 1994
Deed Book / Page3408 / 304
Last Transfer DateAug 6, 2010
Transfer Doc0062212266
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3098 BAILEY TER NE, PALM BAY, FL 32905-6008
Document Number0080081711
Book / Page008008 / 001711
Instrument DateOct 10, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3098 BAILEY TER NE PALM BAY FL 329056008, PALM BAY, FL 32905-6008

Mortgage

Document Number0080081711
DateOct 20, 2017
Book Page008008/001711
Instrument217639
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92160
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,800 (+2.69%)$156,410 (-2.02%)
2025$198.00 (+10.61%) Homeowner's exemption$31,940 (+5.97%)$159,630 (-3.55%)
2024$179.00 (+11.18%)
2023$161.00 (+14.18%) Homeowner's exemption$30,140 (+2.97%)$165,510 (+14.4%) Land $35,000 Building $130,510
2022$141.00 Homeowner's exemption$29,270$144,680 Land $35,000 Building $109,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims5 (1994–2008)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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