Polk County property record for 3097 Taylor Rd, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,459 sqft · built 2008 |
| Lot Size | 0.318 acres (13,830 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $456 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 25-28-07-320300-005132 |
| Primary APN | 25-28-07-320300-005132 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,459 sqft Living Area |
| Gross Area | 2,029 sqft |
| 1st Floor Area | 1,459 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,830 sqft (0.318 acres) |
| Lot Dimensions | 120 ft deep x 115 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Florida Room |
| Porch Area | 270 sqft |
| Street Address | 3097 TAYLOR RD |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIDWAY GARDENS PB 21 PG 33 BLK 5 W 14.90 FT OF LOT 13 & ALL OF 14 & 15 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | MIDWAY GARDENS |
| Legal Tract | 320300 |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11603 |
3097 Taylor Rd is owned and occupied by two individuals.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3097 TAYLOR RD, AUBURNDALE, FL 33823-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3097 TAYLOR RD, AUBURNDALE, FL 33823-9610 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3097 TAYLOR RD, AUBURNDALE, FL 33823-9610 |
| Document Number | 0000134707 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 12256/2136 |
| Instrument | 2022134707 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
The 2025 property tax bill for 3097 Taylor Rd was $456 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,151 (+2.7%) | $240,264 (-1.46%) Land $20,745 Building $219,519 | |
| 2025 | $456.00 Homeowner's exemption | $75,123 | $243,835 Land $20,745 Building $223,090 |
| 2023 | $915.00 (+3.98%) Homeowner's exemption | $70,880 (+3%) | $241,488 (+19.46%) Land $9,580 Building $231,908 |
| 2022 | $880.00 Homeowner's exemption | $68,816 | $202,157 Land $7,776 Building $194,381 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3097 Taylor Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2004–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3097 Taylor Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, Hotwire Communications.
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