3097 Palomar Rd, Celina, TX 75009 Property Records

Collin County property record for 3097 Palomar Rd, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,265 sqft · built 2022
Lot Size	1.32 acres (57,891 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,100 (2024)
Deeds & Mortgages	Feb 2026 Second Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-11826-00E-0150-1`

Property Details

APN / Parcel Number

Primary APN	`R-11826-00E-0150-1`
Alternative APN	`2797265`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,265 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	57,891 sqft (1.32 acres)

Location & Zoning

Account Number	2797265
Street Address	3097 PALOMAR RD
City	CELINA
State	TX
Zip	75009-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND CROSSING (GCN), BLK E, LOT 15
Legal Subdivision	HIGHLAND CROSSING (GCN)
Legal Block	E
Legal Lot Number	15
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	2
Census Block	2002
Census Tract	30307

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3097 PALOMAR RD, CELINA, TX 75009-2551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FROST BANK
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022
Deed Sale	Sep 30, 2022
Deed Document Number	2022000147213
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3097 PALOMAR RD, CELINA, TX 75009-2551
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3097 PALOMAR RD, CELINA, TX 75009-2551

Mortgage

Document Number	2026000021569
Date	Feb 20, 2026
Instrument	2026000021569

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3097 PALOMAR RD, CELINA, TX 75009-2551
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	ALLEGIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147214
Date	Oct 3, 2022
Instrument	20221003000147214

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3097 PALOMAR RD, CELINA, TX 75009-2551
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 W HARWOOD RD, HURST, TX 76054-3358

Mortgage

Document Number	0000443640
Date	Mar 21, 2022
Instrument	20220321000443640

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Celina Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,006,790 (+19.75%) Land $235,750 Building $771,040	$1,006,790 (+19.75%) Land $235,750 Building $771,040
2024	$12,100.00 (+415.55%)
2023		$840,733 Land $218,500 Building $622,233	$840,733 Land $218,500 Building $622,233
2022	$2,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 49% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSTANG SUD serves 127,911 people · EPA ID TX0610036
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
ElektraFi Fixed Wireless	400 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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