3097 Mancini Ter, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 3097 Mancini Ter, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 888 sqft · built 1962
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2021)
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`40-23-22-129-017`

Property Details

APN / Parcel Number

Primary APN	`40-23-22-129-017`
Alternative APNs	`0084701-000000-6` `10004621720`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,198 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,070 sqft (0.323 acres)
Garage Type	Carport
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	110 sqft
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004621720
Old Parcel Number	00847010000006
Street Address	3097 MANCINI TER
City	PUNTA GORDA
State	FL
Zip	33983-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	HBH 008 0030 0015 HARBOUR HEIGHTS SEC 8 BLK 30 LTS 15 & 16 161/213 DC850/95 DC905/1211-EE 905/1213 UNREC DC-MARGA
Legal Range	23E
Legal Township	40S
Legal Section	22
Legal Subdivision	HARBOUR HEIGHTS
Legal Block	30
Legal Lot Number	15 16
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1009
Census Tract	21001

Owner

3097 Mancini Ter is owned by an individual who bought it in December 2021.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	25239 PUERTA DR, PUNTA GORDA, FL 33955-4250
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Prior Sale	Feb 16, 2007 · Amount on File
Deed Document Number	3038397
Deed Book / Page	4899 / 1475
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 27, 2021
Property Address	3097 MANCINI TER, PUNTA GORDA, FL 33983-3312
Document Number	0048991475
Book / Page	4899 / 1475
Map Reference	MB 3 PG 84A&84B
Instrument Date	Dec 21, 2021
Instrument	3038397
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1865 BLUEBIRD LN, 1865, ENGLEWOOD, FL 34224-5005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3097 MANCINI TER, PORT CHARLOTTE, FL 33983-3312

Mortgage

Document Number	0048991477
Date	Dec 27, 2021
Instrument	4899/1477

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3097 Mancini Ter was $2,074.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,074.00	$137,510	$116,386 Land $21,000 Building $95,386
2023	$2,448.00 (+2.34%) Homeowner's exemption	$136,171 (+3%)	$117,296 (-11.28%) Land $20,000 Building $97,296
2022	$2,392.00 Homeowner's exemption	$132,205 Land $16,150 Building $116,055	$132,205 Land $16,150 Building $116,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3097 Mancini Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 375 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	375 in force
Nearby Flood Claims	161 (1982–2025)
Claims Outside the SFHA	7 of 161
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 74 claims Hurricane Helene, Sep 2024 · 32 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3097 Mancini Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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