3097 Jg Ross Ave, Morganton, NC 28655 Property Records

Burke County property record for 3097 Jg Ross Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1997
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,148 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1772912181`

Property Details

APN / Parcel Number

Primary APN	`1772912181`
Alternative APN	`44749`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Tile

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3097 JG ROSS AVE
City	MORGANTON
State	NC
Zip	28655-9290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3097 J G ROSS AVE MORGANTON, NC 28655
Legal Subdivision	FAIRFIELD HEIGHTS SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2003
Census Tract	20303

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3097 JG ROSS AVE, MORGANTON, NC 28655-9290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2013
Deed Sale	Feb 12, 2013
Deed Document Number	20131283
Deed Book / Page	2070 / 955
Prior Transfer Date	Jan 10, 2013
Prior Transfer Doc	0020700955
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3097 JG ROSS AVE, MORGANTON, NC 28655-9290
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3097 JG ROSS AVE, MORGANTON, NC 28655-9290

Mortgage

Document Number	0025230755
Date	Mar 5, 2021
Book Page	2523/755
Instrument	2021002451

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Feb 1, 2043

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,148.00 (+2.5%)	$158,181 (-) Land $13,949 Building $144,232	$158,181 (-) Land $13,949 Building $144,232
2025	$1,120.00 (-0.36%)	$158,181 (-) Land $13,949 Building $144,232	$158,181 (-) Land $13,949 Building $144,232
2023	$1,124.00	$158,181 Land $13,949 Building $144,232	$158,181 Land $13,949 Building $144,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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