3097 Gordon St, Naples, FL 34112 Property Records

Collier County property record for 3097 Gordon St, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	1,094 sqft · built 1980
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,400 (Jun 1993)
Tax Bill	$928 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`226900 275A11`

Property Details

APN / Parcel Number

Primary APN	`226900 275A11`
Alternative APNs	`26830960006051100275` `26830960006`

Interior

Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	1,094 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	3097 GORDON ST
City	NAPLES
State	FL
Zip	34112-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	COL-LEE-CO GARDENS LOT 27 OR 1840 PG 662
Legal Range	25
Legal Township	50
Legal Section	11
Legal Subdivision	COL LEE CO GARDENS
Legal Tract	226900
Legal Block	1
Legal Lot Number	27
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1004
Census Tract	10701

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3097 GORDON ST, NAPLES, FL 34112-5905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 1993 · Amount on Record
Deed Sale	Jun 29, 1993 · Amount on Record
Deed Book / Page	1840 / 662
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3097 GORDON ST, NAPLES, FL 34112-5905
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3097 GORDON ST, NAPLES, FL 34112-5905

Mortgage

Document Number	0063511854
Date	Apr 19, 2024
Book Page	6351/1854
Instrument	6535376

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3097 GORDON ST, NAPLES, FL 34112-5905
Document Number	0054282430
Book / Page	005428 / 002430
Instrument Date	Aug 19, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3097 GORDON ST NAPLES FL 341125905, NAPLES, FL 34112-5905

Mortgage

Document Number	0054282430
Date	Aug 25, 2017
Book Page	005428/002430
Instrument	5444700

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 24, 2032

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,489 (+2.7%)	$330,963 (-18.71%) Land $240,451 Building $90,512
2025	$928.00 (+9.43%) Homeowner's exemption	$94,926 (+5.99%)	$407,124 (-2.6%) Land $330,620 Building $76,504
2023	$848.00 (+1.68%) Homeowner's exemption	$89,564 (+3%)	$418,012 (-4.82%) Land $330,620 Building $87,392
2022	$834.00 Homeowner's exemption	$86,955	$439,181 Land $347,151 Building $92,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force
Nearby Flood Claims	125 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 41 claims Hurricane Ian, Sep 2022 · 36 claims Hurricane Irma, Sep 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

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