3097 E Porter St, Inverness, FL 34453 Property Records

Citrus County property record for 3097 E Porter St, Inverness, FL 34453

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,282 sqft · built 2007
Lot Size0.221 acres (9,605 sqft)
OwnerIndividual Name on Record
Last Sale$206,600 (May 2023)
Tax Bill$1,387 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN19E-19S-02-0020-00500-0010

Property Details

APN / Parcel Number

Primary APN19E-19S-02-0020-00500-0010
Alternative APNs
  • 0219S19E0020005000010
  • 3275531

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,282 sqft Living Area
Gross Area1,542 sqft
1st Floor Area1,282 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area9,605 sqft (0.221 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area260 sqft
Parking Spaces5 Parking Spaces
PorchFinished/Open Porch
Porch Area90 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3275531
Street Address3097 E PORTER ST
CityINVERNESS
StateFL
Zip34453-9474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionINVERNESS HGLDS UNIT 2 LOTS 1 2 3 & 4 BLK 50
Legal Range19E
Legal Township19S
Legal Section02
Legal SubdivisionINVERNESS HIGHLANDS UNIT 2
Legal Block50
Legal Lot Number1
Legal Unit2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1116
Census Tract450705

Owner

Source: Citrus County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3097 E PORTER ST, INVERNESS, FL 34453-9474
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
May 9, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
THIRD FSLA OF CLEVELAND
Oct 19, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2023 · Amount on Record
Deed SaleMay 9, 2023 · Amount on Record
Prior SaleOct 12, 2012 · Amount on Record
Deed Document Number202326901
Deed Book / Page3377 / 751
Prior Transfer DateMay 5, 2023
Prior Transfer Doc0033770751
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 9, 2023
Property Address3097 E PORTER ST, INVERNESS, FL 34453-9474
Document Number0033770751
Book / Page3377 / 751
Map ReferenceMB 2 PG 97-102
Instrument DateMay 5, 2023
Instrument2023026901
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title CompanyAMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,446.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address3295 SALINGER WAY, TALLAHASSEE, FL 32311-3686

Transferred To (Grantee/Buyer)

NameVerified Name
Address3097 E PORTER ST, INVERNESS, FL 34453-9474

Mortgage

Document Number0003377761
DateMay 9, 2023
Instrument3377/761
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.84%
Type Change DateJun 1, 2028
Change FrequencyAnnually
Min Rate At Change3.84%
Max Rate At Change7.84%
IndexPrime Rate
Margin1
Max Rate11.8%

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCITRUS FL
Recording DateOct 19, 2018
Property Address3097 E PORTER ST, INVERNESS, FL 34453-9474
Document Number0029332362
Book / Page002933 / 002362
Instrument DateSep 12, 2018
Instrument52838
Transaction TypeTransfer
Record UpdatedNov 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address13496 S OAKVIEW AVE FLORAL CITY FL 344364683, FLORAL CITY, FL 34436-4683

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,387.00 (+6.94%) Homeowner's exemption$120,787 (-33.32%)$175,587 (-3.06%) Land $8,560 Building $167,027
2024$1,297.00 (-47.21%) Homeowner's exemption Additional exemption filed$181,132 (-1.2%) Land $7,440 Building $173,692$181,132 (-1.2%) Land $7,440 Building $173,692
2023$2,457.00 (+15.57%)$183,328 (+17.45%) Land $6,800 Building $176,528$183,328 (+17.45%) Land $6,800 Building $176,528
2022$2,126.00$156,091 Land $4,400 Building $151,691$156,091 Land $4,400 Building $151,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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