3097 Crystal Way, Arnold, CA 95223 Property Records

Calaveras County property record for 3097 Crystal Way, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,664 sqft · built 1991
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on File
Tax Bill	$4,482 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-048-020-000`

Property Details

APN / Parcel Number

Primary APN	`028-048-020-000`
Alternative APN	`028-048-020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,664 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modern
Construction Type	Wood
Lot Area	139,392 sqft
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	028-048-020
Street Address	3097 CRYSTAL WAY
City	ARNOLD
State	CA
Zip	95223-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PCL 1 OF PM BLA 7 161 MEADOWMONT SUB 14
Legal Subdivision	MEADOWMONT SUB
Legal Lot Number	317
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1000
Census Tract	501

Owner

Source: Calaveras County records · APN 028-048-020-000

Assessment roll updated July 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	535 LIVE OAK CT, ANGELS CAMP, CA 95222-9898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Intrafamily Transfer, Transfer
Apr 15, 2024	Affidavit of Death of Joint Tenant, Transfer
Nov 29, 2018	Deed of Trust, Mortgage · Line of Credit STAR ONE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 04, 2024
Transfer Doc	0000002960
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Apr 15, 2024
Property Address	3097 CRYSTAL WAY, ARNOLD, CA 95223-9642
Document Number	0000002960
Map Reference	MB 7 PG 161
Instrument Date	Apr 04, 2024
Instrument	2024-002960
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CALAVERAS CA
Recording Date	Apr 15, 2024
Property Address	3097 CRYSTAL WAY, ARNOLD, CA 95223-9642
Document Number	0000002959
Map Reference	MB 7 PG 161
Instrument Date	Apr 04, 2024
Instrument	2024-002959
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 LIVE OAK CT, ANGELS CAMP, CA 95222-9898
Mail Care Of	DAVID M WOOD

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	3097 CRYSTAL WAY, ARNOLD, CA 95223-9642
Document Number	0000013729
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2415 ARNOLD CA 952232415, ARNOLD, CA 95223-2415

Mortgage

Document Number	0000013729
Date	Dec 14, 2018
Instrument	13729

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 13, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$378,941 (+2%) Land $70,796 Building $308,145
2025	$4,482.00 (+2.99%) Homeowner's exemption	$371,511 (+4.04%) Land $69,408 Building $302,103
2023	$4,352.00 (+5.07%) Homeowner's exemption	$357,087 Land $66,714 Building $290,373
2022	$4,142.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Flooding

Wildfire

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 105 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Crystal Way

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