Williamson County property record for 3097 Cheever St, Franklin, TN 37064
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,109 sqft · built 2019 |
| Lot Size | 0.067 acres (2,957 sqft) |
| Owner | Individual Name on File |
| Last Sale | $799,000 (Feb 2022) |
| Tax Bill | $3,312 (2025) |
| Deeds & Mortgages | Feb 2022 Sale Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094077G E 01000 |
| Primary APN | 094077G E 01000 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,109 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 2,957 sqft |
| Lot Dimensions | 135 ft deep x 21 ft wide |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Driveway | Driveway |
| Driveway Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3097 CHEEVER ST |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37064-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD WESTHAVEN SEC46 PB 68 PG 8 LOT 1765 |
| Legal Subdivision | WESTHAVEN |
| Legal Lot Number | 1765 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 50604 |
3097 Cheever St is owned and occupied by an individual who bought it in February 2022.
Source: Williamson County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3097 CHEEVER ST, FRANKLIN, TN 37064-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2022 | Warranty Deed, Transfer ESQUIRE TITLE, ESQUIRE TITLE & ESCROW INC |
| Apr 26, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI BANK OF AMERICA |
| Dec 12, 2018 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2022 · Amount on File |
| Deed Sale | Feb 18, 2022 · Amount on File |
| Prior Sale | Apr 26, 2019 · Amount on File |
| Deed Document Number | 0089150499 |
| Deed Book / Page | 8915 / 499 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Feb 18, 2022 |
| Property Address | 3097 CHEEVER ST, FRANKLIN, TN 37064-1852 |
| Document Number | 0089150499 |
| Book / Page | 8915 / 499 |
| Map Reference | MB P68 PG 8 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 22008416 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,956.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3097 CHEEVER ST, FRANKLIN, TN 37064-1852 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Apr 26, 2019 |
| Property Address | 3097 CHEEVER ST, FRANKLIN, TN 37064-1852 |
| Document Number | 0076090614 |
| Book / Page | 007609 / 000614 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 14463 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 6, 2019 |
| Title Company | BANKERS TITLE CORPORATION, BANKERS TITLE & ESCROW CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,832.74 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3097 CHEEVER ST FRANKLIN TN 37064, FRANKLIN, TN 37064 |
| Document Number | 76090616 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 007609/000616 |
| Instrument | 14464 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 3097 CHEEVER ST, FRANKLIN, TN 37064-1852 |
| Document Number | 0075260301 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3097 Cheever St was $3,312, down 39.3% from the year before.
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,312.00 (-39.34%) | $211,525 Land $42,000 Building $169,525 | $846,100 Land $168,000 Building $678,100 |
| 2024 | $5,460.00 (+1%) | ||
| 2023 | $2,730.00 | $126,625 (-) Land $30,000 Building $96,625 | $506,500 (-) Land $120,000 Building $386,500 |
| 2022 | $2,730.00 | $126,625 Land $30,000 Building $96,625 | $506,500 Land $120,000 Building $386,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3097 Cheever St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3097 Cheever St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | H.B.& T.S. UTILITY DISTRICT |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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