Greene County property record for 3097 Bell Dr, Fairborn, OH 45324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,036 sqft · built 1984 |
| Lot Size | 0.519 acres (22,616 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jun 2015) |
| Tax Bill | $4,019 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A011006218 |
| Primary APN | A011006218 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,036 sqft Living Area |
| 1st Floor Area | 1,692 sqft |
| Family Room | Family Room |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,616 sqft (0.519 acres) |
| Lot Width | 106 ft Width |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3097 BELL DR |
|---|---|
| City | FAIRBORN |
| State | OH |
| Zip | 45324-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERRY ACRES 3 ALL LOT 78 3080 BELL DR |
| Legal Subdivision | TERRY ACRES 3 |
| Legal Lot Number | 78 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 200103 |
3097 Bell Dr is owned and occupied by an individual who bought it in June 2015.
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3097 BELL DR, FAIRBORN, OH 45324-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2015 · Amount on File |
| Deed Sale | Jun 22, 2015 · Amount on File |
| Prior Sale | Jun 8, 2006 · Amount on File |
| Deed Document Number | 20159779 |
| Deed Book / Page | 3614 / 747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 3097 BELL DR, FAIRBORN, OH 45324-2105 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 2021010373 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021010373 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 3097 Bell Dr was $4,019, down 4.8% from the year before.
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Bath Township |
| Unified School District | Fairborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,019.00 (-4.79%) | $87,150 (-) Land $11,100 Building $76,050 | |
| 2024 | $4,221.00 (-1.01%) | $87,150 (-) Land $11,100 Building $76,050 | |
| 2023 | $4,264.00 (+9.73%) | $87,150 (+31.13%) Land $11,100 Building $76,050 | $248,980 Land $31,700 Building $217,280 |
| 2022 | $3,886.00 | $66,460 Land $7,400 Building $59,060 | |
| 2020 | $189,870 Land $21,130 Building $168,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3097 Bell Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3097 Bell Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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