3097 Banestone Rd, Sparks, NV 89436 Property Records

Washoe County property record for 3097 Banestone Rd, Sparks, NV 89436

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,628 sqft · built 2001
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$665,000 (Sep 2025)
Tax Bill$4,136 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2025 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN520-171-13

Property Details

APN / Parcel Number

Primary APN520-171-13
Alternative APN
  • 165267

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,628 sqft Living Area
1st Floor Area2,628 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialConcrete
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area444 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number165267
Street Address3097 BANESTONE RD
CitySPARKS
StateNV
Zip89436-7032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNUD
Legal DescriptionWINGFIELD SPRINGS 19B PH 1 LT 1913
Legal Range20
Legal Township20
Legal SubdivisionWINGFIELD SPRINGS 19B PHASE 1
Legal Lot Number1913
JurisdictionWASHOE NV
Township / Civil DivisionWARM SPRINGS-TRUCKEE CANYON
Census Block Group3
Census Block3003
Census Tract3512

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3097 BANESTONE RD, SPARKS, NV 89436-7032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Sep 26, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 5, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 5, 2022Bargain and Sale Deed, Transfer
STEWART TITLE, STEWART TITLE COMPANY NV
Nov 14, 2019Deed of Trust, Mortgage · VA Mortgage
GUILD MORTGAGE CO
Apr 16, 2018Bargain and Sale Deed, Transfer · VA Mortgage
GUILD MORTGAGE CO
May 5, 2017Grant Deed, Transfer · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2025 · Amount on Record
Deed SaleSep 26, 2025 · Amount on Record
Prior SaleDec 5, 2022
Deed Document Number5570989
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHOE NV
Property Address3097 BANESTONE RD, SPARKS, NV 89436-7032
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SPARKS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3097 BANESTONE RD, SPARKS, NV 89436-7032

Mortgage

Document Number0005173644
DateApr 29, 2021
Instrument5173644
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateSep 26, 2025
Property Address3097 BANESTONE RD, SPARKS, NV 89436-7032
Document Number0005570989
Map ReferenceDOC 2480322
Instrument DateSep 19, 2025
Instrument5570989
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyFIRST CENTENNIAL TITLE COMPANY, FIRST CENTENNIAL TTL CO OF N

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,726.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3097 BANESTONE RD, SPARKS, NV 89436-7032

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3097 BANESTONE RD, SPARKS, NV 89436-7032

Mortgage

Document Number0005570990
DateSep 26, 2025
Instrument5570990
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHOE NV
Recording DateDec 5, 2022
Property Address3097 BANESTONE RD, SPARKS, NV 89436-7032
Document Number0005350237
Map ReferenceDOC 2480322
Instrument DateDec 2, 2022
Instrument5350237
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanySTEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1989 PARK LN, MEADOW VISTA, CA 95722-9549

Transferred To (Grantee/Buyer)

NameVerified Name
Address1989 PARK LN, MEADOW VISTA, CA 95722-9549

Mortgage

Document Number0005350238
DateDec 5, 2022
Instrument5350238
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

December 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateDec 5, 2022
Property Address3097 BANESTONE RD, SPARKS, NV 89436-7032
Document Number0005350236
Map ReferenceDOC 2480322
Instrument DateNov 28, 2022
Instrument5350236
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanySTEWART TITLE, STEWART TITLE COMPANY NV

Transaction

AmountAmount Recorded
Tax$2,460.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1740, SPARKS, NV 89432-1740

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1989 PARK LN, MEADOW VISTA, CA 95722-9549

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHOE NV
Property Address3097 BANESTONE RD, SPARKS, NV 89436-7032
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE SPARKS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004972668
DateNov 14, 2019
Instrument4972668
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

April 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateApr 16, 2018
Property Address3097 BANESTONE RD, SPARKS, NV 89436-7032
Document Number0004804798
Map ReferenceDOC2480322 MAP3871
Instrument DateApr 11, 2018
Instrument4804798
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyCAPITAL TITLE CO OF NEVADA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3097 BANESTONE RD, SPARKS, NV 89436-7032

Mortgage

Document Number0004804799
DateApr 16, 2018
Instrument4804799
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHOE NV
Recording DateMay 5, 2017
Property Address3097 BANESTONE RD, SPARKS, NV 89436-7032
Document Number0004701767
Instrument DateApr 27, 2017
Instrument4701767
Transaction TypeTransfer
Record UpdatedMay 18, 2017
Title CompanyFIRST CENTENNIAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,640.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5754 ALEXANDRIA AVE EASTVALE CA 928807253, EASTVALE, CA 92880-7253

Mortgage

Document Number4701768
DateMay 5, 2017
Instrument4701768
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 4, 2047

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNevada
CountyWashoe County
MunicipalitySparks City
Unified School DistrictWashoe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,136.00 (+2.96%)$165,727 (+4.47%) Land $46,375 Building $119,352$473,505 (+4.47%) Land $132,500 Building $341,005
2024$4,017.00 (+2.84%)$158,632 (+3.91%) Land $38,290 Building $120,342$453,233 (+3.91%) Land $109,400 Building $343,833
2023$3,906.00$152,670 Land $38,850 Building $113,820$436,199 Land $111,000 Building $325,199

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Nevada
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRUCKEE MEADOWS WATER AUTHORITY
serves 442,000 people · EPA ID NV0000190
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Net NV
Fixed Wireless
100 / 100

Nearby Properties on Banestone Rd

Nearby Streets

Search Property Records by Address or Parcel Number