3096 W Moonlight Pl, Morganton, NC 28655 Property Records

Burke County property record for 3096 W Moonlight Pl, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 5,811 sqft · built 2023
Lot Size1.36 acres (59,242 sqft)
Owner2 Individual Names on Record
Tax Bill$14,832 (2026)
Deeds & MortgagesNov 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN1764162977

Property Details

APN / Parcel Number

Primary APN1764162977
Alternative APNs
  • 24025190
  • 62974

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area5,811 sqft Living Area
Basement Area2,638 sqft
Finished Basement2,638 sqft
Utility RoomUtility Room
FlooringWood

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeStone
Roof MaterialAsphalt
Lot Area59,242 sqft (1.36 acres)
Garage TypeAttached
Garage Area884 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Patio Area192 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3096 W MOONLIGHT PL
CityMORGANTON
StateNC
Zip28655-5994
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionWATERS EDGE LO32
JurisdictionBURKE NC
Township / Civil DivisionLINVILLE
Census Block Group2
Census Block2006
Census Tract20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3096 W MOONLIGHT PL, MORGANTON, NC 28655-5994
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateNov 28, 2018
Property Address3096 W MOONLIGHT PL, MORGANTON, NC 28655-5994
Document Number0023770563
Book / Page002377 / 000563
Instrument DateNov 28, 2018
Instrument22365
Transaction TypeTransfer
Record UpdatedJan 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address735 MACEDONIA RD ASHEVILLE NC 288049650, ASHEVILLE, NC 28804-9650

Mortgage

Document Number23770565
DateNov 28, 2018
Book Page002377/000565
Instrument22366
Lender
NameMORGANTON SVGS BK SSB
AddressMORGANTON, NC 28680-1509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 27, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,832.00 (+0.03%)$2,320,526 (-) Land $469,300 Building $1,851,226$2,320,526 (-) Land $469,300 Building $1,851,226
2025$14,827.00 (+363.63%)$2,320,526 Land $469,300 Building $1,851,226$2,320,526 Land $469,300 Building $1,851,226
2023$3,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims6 (2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Moonlight Pl

Nearby Streets

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