Caldwell County property record for 3096 Hosta Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,380 sqft · built 1960 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Aug 2024) |
| Tax Bill | $1,555 (2026) |
| Deeds & Mortgages | Oct 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06260 1 18 |
| Primary APN | 06260 1 18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,380 sqft Heated Area |
| Gross Area | 3,198 sqft |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,380 sqft |
| Unfinished Basement | 1,380 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 79,715 sqft (1.83 acres) |
| Garage Type | Carport |
| Garage Area | 390 sqft |
| Carport | Carport |
| Carport Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 181244 |
|---|---|
| Street Address | 3096 HOSTA LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1663 PG 1 YR 07 ST 189.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 30900 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3096 HOSTA LN, LENOIR, NC 28645-9762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on Record |
| Deed Sale | Aug 16, 2024 · Amount on Record |
| Prior Sale | Jul 14, 2003 · Amount on Record |
| Deed Document Number | 202410098750 |
| Deed Book / Page | 2115 / 2067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3096 HOSTA LN, LENOIR, NC 28645-9762 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0020951678 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 2095/1678 |
| Instrument | 10089749 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,555.00 (-21.23%) | $256,800 (-) Land $23,600 Building $233,200 | |
| 2025 | $1,974.00 (+158.38%) | $256,800 (+144.34%) Land $23,600 Building $233,200 | $256,800 (+144.34%) Land $23,600 Building $233,200 |
| 2023 | $105,100 (-) Land $18,500 Building $86,600 | $105,100 (-) Land $18,500 Building $86,600 | |
| 2022 | $764.00 | $105,100 Land $18,500 Building $86,600 | $105,100 Land $18,500 Building $86,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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