3096 Heirloom Pl, Escondido, CA 92029 Property Records

San Diego County property record for 3096 Heirloom Pl, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,778 sqft · built 2018
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$847,000 (Nov 2018)
Tax Bill$17,240 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Aug 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN235-603-12-00

Property Details

APN / Parcel Number

Primary APN235-603-12-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,778 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area23,087 sqft (0.53 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3096 HEIRLOOM PL
CityESCONDIDO
StateCA
Zip92029-5912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS88
Legal DescriptionLOT 51 TR 015893
Legal SubdivisionSAN DIEGO 5365-6
Legal Tract015893
Legal Block2
Legal Lot Number51
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2015
Census Tract20311

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3096 HEIRLOOM PL, ESCONDIDO, CA 92029-5912
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMIERCA NA
Aug 31, 2023Intrafamily Transfer, Transfer · Line of Credit
CALIFORNIA COAST CU
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 29, 2019Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Jul 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
PARKSIDE LNDG
Nov 27, 2018Grant Deed, Transfer · Conventional Mortgage
EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2018 · Amount on Record
Deed SaleNov 27, 2018 · Amount on Record
Deed Document Number2018490080
Last Transfer DateAug 30, 2023
Transfer Doc0000236490
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 21, 2026
Property Address3096 HEIRLOOM PL, ESCONDIDO, CA 92029-5912
Document Number0000145813
Instrument DateMay 13, 2026
Instrument2026145813
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3096 HEIRLOOM PL, ESCONDIDO, CA 92029-5912

Mortgage

Document Number0000145813,
DateMay 21, 2026
Instrument2026145813
Lender
NameBANK OF AMIERCA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 13, 2056
Interest
Rate6.3%
Max Rate-1%

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 31, 2023
Property Address3096 HEIRLOOM PL, ESCONDIDO, CA 92029-5912
Document Number0000236490
Map ReferenceMAP 15893
Instrument DateAug 26, 2023
Instrument2023-0236490
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3096 HEIRLOOM PL, ESCONDIDO, CA 92029-5912

Mortgage

Document Number0000236491
DateAug 31, 2023
Instrument2023-0236491
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3096 HEIRLOOM PL, ESCONDIDO, CA 92029-5912
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3096 HEIRLOOM PL, ESCONDIDO, CA 92029-5912

Mortgage

Document Number0000011800
DateJan 10, 2022
Instrument2022-0011800
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3096 HEIRLOOM PL, ESCONDIDO, CA 92029-5912
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000310254
DateJul 29, 2019
Instrument2019-0310254
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3096 HEIRLOOM PL, ESCONDIDO, CA 92029-5912
Document Number0000310253
Instrument DateJul 24, 2019
Transaction TypeMortgage
Record UpdatedAug 7, 2019
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3096 HEIRLOOM PL ESCONDIDO CA 920295912, ESCONDIDO, CA 92029-5912

Mortgage

Document Number0000310253
DateJul 29, 2019
Instrument310253
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 27, 2018
Property Address3096 HEIRLOOM PL, ESCONDIDO, CA 92029-5912
Document Number0000490080
Instrument DateNov 15, 2018
Instrument490080
Transaction TypeTransfer
Record UpdatedDec 6, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$931.70
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3096 HEIRLOOM PL ESCONDIDO CA 920295912, ESCONDIDO, CA 92029-5912

Mortgage

Document Number490081
DateNov 27, 2018
Instrument490081
Lender
NameEAGLE HM MTG/CA
TypeMortgage Company
AddressCORONA, CA 92800
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2048

Mortgage

Document Number490082,
DateNov 27, 2018
Instrument490082
Lender
NameEAGLE HM MTG/CA
TypeMortgage Company
AddressCORONA, CA 92800
Agreement
AmountAmount Recorded
Term240 Months
DueNov 26, 2038

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$963,266 (+2%) Land $193,427 Building $769,839
2025$17,240.00 (+5.06%)$944,380 (+4.04%) Land $189,635 Building $754,745
2023$16,409.00 (+1.58%)$907,711 Land $182,272 Building $725,439
2022$16,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINCON DEL DIABLO MWD (ID-1)
serves 28,427 people · EPA ID CA3710018
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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