Kenton County property record for 3096 Arbor Dr, Edgewood, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,545 sqft · built 1987 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jul 2008) |
| Tax Bill | $6,034 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-40-03-053.01 |
| Primary APN | 015-40-03-053.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,545 sqft Finished Area |
| Gross Area | 4,859 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3096 ARBOR DR |
|---|---|
| City | EDGEWOOD |
| State | KY |
| Zip | 41017-2374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWELVE TREES SEC 5 LOT 83 |
| Legal Subdivision | TWELVE TREES |
| Legal Phase | 5 |
| Legal Lot Number | 83 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 64500 |
3096 Arbor Dr is owned and occupied by two individuals who bought it in July 2008.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3096 ARBOR DR, EDGEWOOD, KY 41017-2374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2008 · Amount on File |
| Deed Sale | Jul 10, 2008 · Amount on File |
| Deed Document Number | 200807 10 059 00233 |
| Deed Book / Page | 3768 / 326 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3096 Arbor Dr was $6,034 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,600 (-) Land $60,000 Building $446,600 | $506,600 (-) Land $60,000 Building $446,600 | |
| 2025 | $6,034.00 Homeowner's exemption | $506,600 Land $60,000 Building $446,600 | $506,600 Land $60,000 Building $446,600 |
| 2023 | $5,978.00 Homeowner's exemption | $506,600 Land $60,000 Building $446,600 | $506,600 Land $60,000 Building $446,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3096 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3096 Arbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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