3095 Totem Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 3095 Totem Rd, Eagle Lake, FL 33839 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2025
Square Footage2,492 sqft Living Area
Lot Size5,632 sqft (0.129 acres)
OccupancyOwner Occupied
Last Sale$338,700 (2026)
Tax Bill$1,027.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-29-18-689955-005910
Alternative APN
  • 182926689955005910

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,492 sqft Living Area
Gross Area2,912 sqft Gross Area
1st Floor1,036 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,632 sqft (0.129 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage

Location & Zoning

Street Address3095 TOTEM RD
CityEAGLE LAKE
StateFL
Zip33839-3073
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD III PB 206 PGS 37-45 LOT 591
Legal SubdivisionRANCHES AT LAKE MCLEOD III
Legal Lot Number591
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup1
Census Block1002
Census Tract14501

Owner

Source: Polk County records · APN 26-29-18-689955-005910

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3095 TOTEM RD, EAGLE LAKE, FL 33839-3073
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2026 · Amount on Record
Deed SaleMay 05, 2026 · Amount on Record
Prior SaleOct 13, 2025 · Amount on Record
Deed Doc Number2026106567
Deed Book / Page13984 / 694
Record RefreshedSep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMay 05, 2026
Property Address3095 TOTEM RD, EAGLE LAKE, FL 33839-3073
Document Number0000106567
Book / Page13984 / 694
Instrument DateApr 22, 2026
Instrument2026.106567
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyLENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$239,460.90
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3095 TOTEM RD, EAGLE LAKE, FL 33839-3073

Mortgage

Document Number0000106568,
DateMay 05, 2026
Book Page13984/698
Instrument2026.106568
Lender
NameLENNAR MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.13%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,027.00 (+26.17%)$52,000 Land $52,000$52,000 Land $52,000
2024$814.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire LikelihoodAbout 1 in 156 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Totem Rd

Nearby Streets

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