Cabarrus County property record for 3095 Simmons St, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 2021 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,000 (Sep 2023) |
| Tax Bill | $665 (2023) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5633 97 6589 |
| Primary APN | 5633 97 6589 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,540 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 188 ft deep x 125 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 1,320 sqft |
| Porch | Slab |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 165394 |
|---|---|
| Street Address | 3095 SIMMONS ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-9271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | P/O LTS 4-5 MURRAY HILLS BLK A |
| Legal Subdivision | MURRY HILLS |
| Legal Block | A |
| Legal Lot Number | 4-5 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40600 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3095 SIMMONS ST, KANNAPOLIS, NC 28083-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Apr 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 23, 2021 | Warranty Deed, Transfer · Commercial Mortgage BROWN EQUITY FUND III LLC |
| Jun 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 7, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Apr 29, 2022 · Amount on Record |
| Deed Document Number | 202319393 |
| Deed Book / Page | 16651 / 28 |
| Prior Transfer Date | Feb 20, 2018 |
| Prior Transfer Doc | 0001290737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 18, 2023 |
| Property Address | 3095 SIMMONS ST, KANNAPOLIS, NC 28083-9271 |
| Document Number | 0001665128 |
| Book / Page | 16651 / 28 |
| Instrument Date | Sep 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | NOT AVAILABLE, BROKER TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $654.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3120 SIMMONS ST, KANNAPOLIS, NC 28083-9243 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3095 SIMMONS ST, KANNAPOLIS, NC 28083-9271 |
| Document Number | 0166510031 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 16651-0031 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 29, 2022 |
| Property Address | 3095 SIMMONS ST, KANNAPOLIS, NC 28083-9271 |
| Document Number | 0015998305 |
| Book / Page | 15998 / 305 |
| Map Reference | MB 13015 PG 257 |
| Instrument Date | Apr 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 693 YVONNE DR SW, 693, CONCORD, NC 28027-3918 |
| Name | Verified Name |
|---|---|
| Address | 3120 SIMMONS ST, KANNAPOLIS, NC 28083-9243 |
| Document Number | 0159980309 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 15998-0309 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 4.95% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8.35% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 23, 2021 |
| Property Address | 3095 SIMMONS ST, KANNAPOLIS, NC 28083-9271 |
| Document Number | 0015355135 |
| Book / Page | 15355 / 135 |
| Instrument Date | Jul 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6307 PAGEMONT RD, 6307, KANNAPOLIS, NC 28081-8792 |
| Name | Verified Name |
|---|---|
| Address | 3095 SIMMONS ST, KANNAPOLIS, NC 28083-9271 |
| Document Number | 0015355138 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 15355/138 |
| Name | BROWN EQUITY FUND III LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 8, 2020 |
| Property Address | 3095 SIMMONS ST, KANNAPOLIS, NC 28083-9271 |
| Document Number | 14233227 |
| Book / Page | 014233 / 000227 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 17270 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 6307 PAGEMONT DR KANNAPOLIS NC 28083, KANNAPOLIS, NC 28083 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 7, 2018 |
| Property Address | 3095 SIMMONS ST, KANNAPOLIS, NC 28083-9271 |
| Document Number | 1290737 |
| Book / Page | 012907 / 000037 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 5259 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3109 SIMMONS ST KANNAPOLIS NC 280839243, KANNAPOLIS, NC 28083-9243 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,690 (-) Land $58,000 Building $258,690 | ||
| 2025 | $316,690 (+96.86%) Land $58,000 Building $258,690 | ||
| 2024 | $316,690 (+96.86%) Land $58,000 Building $258,690 | ||
| 2023 | $665.00 | $160,870 Land $31,000 Building $129,870 | $160,870 Land $31,000 Building $129,870 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY HILLS S/D private · serves 89 people · EPA ID NC0113149 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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