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3095 Serrano Rd, San Bernardino, CA 92405 Property Records

San Bernardino County property record for 3095 Serrano Rd, San Bernardino, CA 92405 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,808 sqft · built 1948
Lot Size0.295 acres (12,835 sqft)
OwnerCompany Name on File
Tax Bill$3,411 (2025)
Deeds & MortgagesAug 2018 Reverse Mortgage
May 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN0148-042-16-0000

Property Details

APN / Parcel Number

Primary APN0148-042-16-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,808 sqft Living Area
Gross Area2,328 sqft
1st Floor Area1,808 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleModern
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area12,835 sqft (0.295 acres)
Lot Dimensions151 ft deep x 85 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3095 SERRANO RD
CitySAN BERNARDINO
StateCA
Zip92405-3054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT NO. 1726 SHAND1N H1LLS NO. 2 LOT 77 EX S 2 FT
Legal SubdivisionSHANDIN HILLS 2
Legal Tract1726
Legal Block3
Legal Lot Number77
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group3
Census Block3002
Census Tract4604

Owner

Source: San Bernardino County records · APN 0148-042-16-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3095 SERRANO RD, SAN BERNARDINO, CA 92405-3054
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2018Deed of Trust, Mortgage · Reverse Mortgage
SUN WEST MORTGAGE COMPANY INC
May 17, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 16, 2018Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 06, 2019
Transfer Doc0000160961
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3095 SERRANO RD, SAN BERNARDINO, CA 92405-3054
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyWESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000305316
DateAug 21, 2018
Instrument2018-0305316
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term901 Months
DueSep 16, 2093
Interest
Rate TypeAdjustable Rate
Rate4.81%
Type Change DateSep 01, 2019
Change FrequencyAnnually
Index1-Year LIBOR

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateMay 17, 2019
Property Address3095 SERRANO RD, SAN BERNARDINO, CA 92405-3054
Document Number0000160961
Instrument DateMay 06, 2019
Instrument160961
Transaction TypeTransfer
Record UpdatedMay 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3095 SERRANO RD SAN BERNARDINO CA 924053054, SAN BERNARDINO, CA 92405-3054

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3095 SERRANO RD, SAN BERNARDINO, CA 92405-3054
Document Number0000305317
Instrument DateAug 16, 2018
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyWESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3095 SERRANO RD SAN BERNARDINO CA 924053054, SAN BERNARDINO, CA 92405-3054

Mortgage

Document Number0000305317
DateAug 21, 2018
Instrument305317
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueAug 20, 2093
Interest
Rate TypeAdjustable Rate
Rate4.81%

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$271,924 (+2%) Land $56,297 Building $215,627
2025$3,411.00 (+4.86%) Homeowner's exemption$266,592 (+4.04%) Land $55,193 Building $211,399
2023$3,253.00 (-0.09%) Homeowner's exemption$256,240 Land $53,050 Building $203,190
2022$3,256.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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