3095 Sapp Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3095 Sapp Rd, Cottondale, FL 32431 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1985
Lot Size2.59 acres (113,256 sqft)
OwnerIndividual Name on File
Tax Bill$112 (2025)
Flood ZoneZone X (minimal risk)
APN34-5N-12-0000-0090-0010

Property Details

APN / Parcel Number

Primary APN34-5N-12-0000-0090-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Heated Area
Gross Area1,464 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area113,256 sqft (2.59 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3095 SAPP RD
CityCOTTONDALE
StateFL
Zip32431-7225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 310 P 978 OR 376 P 869 COMM AT NWC OF NE1/4 OF SE1/4, RUN E 660 FT, S 270 FT TO N RTWY L&N RR RTWY TO BEGIN, RUN E/LY ALON
Legal Range12W
Legal Township05N
Legal Section34
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1079
Census Tract210400

Owner

Source: Jackson County records · APN 34-5N-12-0000-0090-0010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3095 SAPP RD, COTTONDALE, FL 32431-7225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2004
Deed SaleDec 22, 2004
Deed Document Number0000995670
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$112.00 (+12%) Homeowner's exemption$33,447 (+2.9%)$57,508 (-2.03%) Land $15,600 Building $41,908
2024$100.00 (+16.28%) Homeowner's exemption$32,504 (+3%)$58,702 (+4.64%) Land $15,600 Building $43,102
2023$86.00 (+24.64%) Homeowner's exemption$31,557 (+3%)$56,097 (+20.78%) Land $15,600 Building $40,497
2022$69.00 Homeowner's exemption$30,638$46,446 Land $14,300 Building $32,146

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120632104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,613 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Sapp Rd

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