3095 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3095 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 2018
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jan 2021)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-1 02-0-0092`

Property Details

APN / Parcel Number

Primary APN	`19-1 02-0-0092`
Alternative APN	`2033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	13,112 sqft (0.301 acres)
Garage Type	Detached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2033
Street Address	3095 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-92 S-1 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	92
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1031
Census Tract	80306

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3097 N RIVERSIDE DR, LANEXA, VA 23089-9405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · ARM TOWNEBANK MORTGAGE
Jan 28, 2021	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Oct 2, 2020
Deed Document Number	20211865
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3095 N RIVERSIDE DR, LANEXA, VA 23089-9405
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	SOUTHEAST SETTLEMENT AND TITLE, SOUTHEAST SETTLEMENT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210015724
Date	Jul 30, 2021
Instrument	210015724

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Margin	3

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 28, 2021
Property Address	3095 N RIVERSIDE DR, LANEXA, VA 23089-9405
Document Number	0000001865
Instrument Date	Jan 25, 2021
Instrument	1865
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3097 N RIVERSIDE DR LANEXA VA 230899405, LANEXA, VA 23089-9405

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00 (+61.93%)	$354,200 (+31.62%) Land $77,300 Building $276,900	$354,200 (+31.62%) Land $77,300 Building $276,900
2023		$269,100 Land $46,500 Building $222,600	$269,100 Land $46,500 Building $222,600
2019	$1,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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