3095 Michael Rd, Cassadaga, NY 14718 Property Records

Chautauqua County and Arkwright Town property record for 3095 Michael Rd, Cassadaga, NY 14718 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,512 sqft · built 2005
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on File
Last Sale$117,550 (Dec 2010)
Tax Bill$4,479 (2025)
Deeds & MortgagesAug 2021 Refinance
Jun 2018 Mortgage
APN062000 183.00-1-4

Property Details

APN / Parcel Number

Primary APN062000 183.00-1-4
Alternative APN
  • 20001830000001004000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Lot Area82,764 sqft (1.9 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address3095 MICHAEL RD
CityCASSADAGA
StateNY
Zip14718-9696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD APN: 062000 10-1-9.2.6
Legal Block1
Legal Lot Number4.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionARKWRIGHT
Census Block Group2
Census Block2061
Census Tract36100

Owner

Source: Chautauqua County and Arkwright Town records · APN 062000 183.00-1-4

Assessment roll updated April 28, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3095 MICHAEL RD, CASSADAGA, NY 14718-9696
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Jun 29, 2018Deed of Trust, Mortgage
COMMUNITY BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2010 · Amount on Record
Deed SaleDec 10, 2010 · Amount on Record
Deed Book / Page2711 / 741
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address3095 MICHAEL RD, CASSADAGA, NY 14718-9696
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2021003934
DateAug 20, 2021
InstrumentMT2021003934
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address3095 MICHAEL RD, CASSADAGA, NY 14718-9696
Transaction TypeMortgage
Record UpdatedJul 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2018002891
DateJun 29, 2018
InstrumentMT2018002891
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term235 Months
DueJan 01, 2038

Tax Assessment & Valuation

Source: Chautauqua County and Arkwright Town records · Assessment roll updated April 28, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionArkwright Town
Unified School DistrictCassadaga Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,479.00$70,000 (-) Land $6,200 Building $63,800$233,300 (+13.32%) Land $20,664 Building $212,636
2023$70,000 (-) Land $6,200 Building $63,800$205,882 (+20.59%) Land $18,235 Building $187,647
2022Homeowner's exemption$70,000 Land $6,200 Building $63,800$170,732 Land $15,122 Building $155,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360130361002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Michael Rd

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