Kent County property record for 3095 Howlett Dr SE, Ada, MI 49301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,088 sqft · built 1974 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,000 (Jan 2014) |
| Tax Bill | $4,048 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-19-15-178-018 |
| Primary APN | 41-19-15-178-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| Basement Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Lot Area | 15,594 sqft (0.358 acres) |
| Lot Dimensions | 130 ft deep x 120 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3095 HOWLETT DR SE |
|---|---|
| City | ADA |
| State | MI |
| Zip | 49301-9317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOTS 12 & 13 BLK 20 * CASCADE TERRACE |
| Legal Subdivision | CASCADE TERRACE |
| Legal Block | 20 |
| Legal Lot Number | 12-13 |
| Jurisdiction | KENT MI |
| Township / Civil Division | CASCADE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12202 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3095 HOWLETT DR SE, ADA, MI 49301-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2014 · Amount on Record |
| Deed Sale | Jan 8, 2014 · Amount on Record |
| Deed Document Number | 20141365 |
| Prior Transfer Date | Aug 23, 2013 |
| Prior Transfer Doc | 0000088823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 3095 HOWLETT DR SE, ADA, MI 49301-9317 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000025821 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 20210304-0025821 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 3095 HOWLETT DR SE, ADA, MI 49301-9317 |
| Document Number | 0000003623 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3095 HOWLETT DR SE ADA MI 493019317, ADA, MI 49301-9317 |
| Document Number | 0000003623 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 3623 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 12, 2035 |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Cascade Charter Township |
| Unified School District | Forest Hills Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,900 (+9.73%) | $473,800 (+9.73%) | |
| 2025 | $4,048.00 (+16.86%) Homeowner's exemption | $215,900 (+20.35%) | $431,800 (+20.35%) |
| 2023 | $179,400 | $358,800 | |
| 2019 | $3,464.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND RAPIDS serves 306,901 people · EPA ID MI0002790 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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