3095 Ginger Ave, Costa Mesa, CA 92626 Property Records

Orange County property record for 3095 Ginger Ave, Costa Mesa, CA 92626

Property Summary

Property Type	Multi-Family Dwellings
Details	2,634 sqft · built 1970
Lot Size	0.159 acres (6,910 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,266 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139-563-05`

Property Details

APN / Parcel Number

Primary APN	`139-563-05`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,634 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Multi-Family
Lot Area	6,910 sqft (0.159 acres)
Garage Type	Attached
Garage Area	1,006 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3095 GINGER AVE
City	COSTA MESA
State	CA
Zip	92626-2569
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	N TR 6261 BLK LOT 4
Legal Subdivision	TRACT NO 6261
Legal Tract	6261
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1003
Census Tract	63806

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1642 W DEWBERRY RD, NIXA, MO 65714-7269
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Aug 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 28, 2020
Transfer Doc	0000381151
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3095 GINGER AVE, COSTA MESA, CA 92626-2569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000309359
Date	Aug 23, 2018
Instrument	2018000309359

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 4, 2020
Property Address	3095 GINGER AVE, COSTA MESA, CA 92626-2569
Document Number	0000381151
Map Reference	MB 267 PG 13&14
Instrument Date	Jul 28, 2020
Instrument	2020000381151
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3095 GINGER AVE, COSTA MESA, CA 92626-2569

Mortgage

Document Number	0000381152
Date	Aug 4, 2020
Instrument	2020000381152

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$447,875 (+2%) Land $289,066 Building $158,809
2025	$6,266.00 (+7.28%)	$439,094 (+4.04%) Land $283,398 Building $155,696
2023	$5,841.00 (+4.08%)	$422,045 Land $272,394 Building $149,651
2022	$5,612.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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