3095 Abbey St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3095 Abbey St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 894 sqft · built 1967
Lot Size0.166 acres (7,245 sqft)
OwnerIndividual Name on Record
Last Sale$126,500 (Jan 2019)
Tax Bill$2,436 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Jan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN129810A000

Property Details

APN / Parcel Number

Primary APN129810A000
Alternative APN
  • 6-0005-4287-00-0508.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area894 sqft Living Area
Gross Area1,758 sqft
1st Floor Area894 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,245 sqft (0.166 acres)
Lot Dimensions115 ft deep x 63 ft wide
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number129810A000
Street Address3095 ABBEY ST
CitySAINT CHARLES
StateMO
Zip63301-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionST CHAS HILLS #4 LOT 508
Legal SubdivisionST CHAS HILLS #4
Legal Lot Number508
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1013
Census Tract310802

Owner

Source: St. Charles County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3095 ABBEY ST, SAINT CHARLES, MO 63301-1001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Line of Credit
CARROLLTON BANK
Jan 15, 2026Warranty Deed, Transfer · Line of Credit
CARROLLTON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2019 · Amount on Record
Deed SaleJan 28, 2019 · Amount on Record
Deed Document Number201941670
Deed Book / Page7029 / 2303
Prior Transfer DateFeb 10, 2011
Prior Transfer Doc0055870253
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3095 ABBEY ST, SAINT CHARLES, MO 63301-1001
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3095 ABBEY ST, SAINT CHARLES, MO 63301-1001

Mortgage

Document Number0000002213
DateJan 15, 2026
Instrument2026R-002213
Lender
NameCARROLLTON BANK
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 15, 2026
Property Address3095 ABBEY ST, SAINT CHARLES, MO 63301-1001
Document Number0000002278
Instrument DateJan 13, 2026
Instrument2026R-002278
Transaction TypeTransfer
Record UpdatedFeb 2, 2026
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3420 W ZION CHURCH RD, SHELBY, NC 28150-8600

Transferred To (Grantee/Buyer)

NameVerified Name
Address3095 ABBEY ST, SAINT CHARLES, MO 63301-1001

Mortgage

Document Number0000002213
DateJan 15, 2026
Instrument2026R-002213
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,436.00 (+4.82%)$37,717 (+7.42%)$198,512 (+7.42%) Land $45,000 Building $153,512
2024$2,324.00
2023$35,111
2022$184,794 Land $35,000 Building $149,794

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1981–1986)
Most Recent ClaimOct 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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