Clay County property record for 3095 230th Ave, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,114 sqft · built 2016 |
| Lot Size | 8.69 acres (378,536 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,500 (May 2016) |
| Tax Bill | $5,520 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 973619400006 |
| Primary APN | 973619400006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,114 sqft Living Area |
| Basement Area | 2,114 sqft |
| Unfinished Basement | 2,114 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 378,536 sqft (8.69 acres) |
| Garage Type | Attached |
| Garage Area | 1,235 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 400 sqft |
| Patio Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Geothermal |
| Street Address | 3095 230TH AVE |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | 8.69 AC TR PT SE SE BEING PARCEL B |
| Legal Range | 36W |
| Legal Township | 97N |
| Legal Section | 19 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | MEADOW |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 80100 |
Source: Clay County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3095 230TH AVE, SPENCER, IA 51301-7555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2016 · Amount on Record |
| Deed Sale | May 5, 2016 · Amount on Record |
| Deed Document Number | 20161204 |
| Deed Book / Page | 2016 / 1204 |
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,520.00 (+0.95%) Homeowner's exemption | $519,550 (+8.47%) Land $76,960 Building $442,590 | $519,550 (+6.22%) Land $76,960 Building $442,590 |
| 2024 | $5,468.00 (+19.39%) | ||
| 2023 | $478,970 (+32.28%) Land $75,450 Building $403,520 | $489,120 (+31.4%) | |
| 2022 | $4,580.00 Homeowner's exemption | $362,090 Land $78,390 Building $283,700 | |
| 2021 | $372,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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