3094 Akers Trl, Chipley, FL 32428 Property Records

Washington County property record for 3094 Akers Trl, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 3 ba · 2,435 sqft · built 2019
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Dec 2022)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000000020043`

Property Details

APN / Parcel Number

Primary APN	`000000020043`
Alternative APN	`00020043`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,435 sqft Heated Area
Gross Area	3,757 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Modular
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Pool House	96 sqft
Porch	Open Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000000020043
Street Address	3094 AKERS TRL
City	CHIPLEY
State	FL
Zip	32428-4683
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	5 2 12 10 ORB 1260 P 221 BEG.NWC OF SCT,RUN E.649.8', S.113.53',E.10',S.545.75', W.659.8',N.659.3' TO POB.
Legal Range	12W
Legal Township	02N
Legal Section	05
Legal Block	2
Legal Lot Number	0043
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2094
Census Tract	970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3094 AKERS TRL, CHIPLEY, FL 32428-4683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 23, 2021	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE INC
Jun 26, 2019	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STAGE FUNDING LLC
Oct 3, 2019	Loan Modification, Mortgage · Line of Credit CASCADE FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Deed Document Number	202267009786
Deed Book / Page	1260 / 221
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 12, 2022
Property Address	3094 AKERS TRL, CHIPLEY, FL 32428-4683
Document Number	0067009786
Book / Page	1260 / 221
Instrument Date	Dec 2, 2022
Instrument	202267009786
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2487, BROOKFIELD, WI 53008-2487

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3094 AKERS TRL, CHIPLEY, FL 32428-4683

Mortgage

Document Number	0000000224
Date	Dec 12, 2022
Instrument	1260/224

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3094 AKERS TRL, CHIPLEY, FL 32428-4683
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3094 AKERS TRL, CHIPLEY, FL 32428-4683

Mortgage

Document Number	0067007053
Date	Sep 23, 2021
Book Page	1218/870
Instrument	202167007053

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3094 AKERS TRL, CHIPLEY, FL 32428-4683
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067004930
Date	Jun 26, 2019
Book Page	1148/0754
Instrument	201967004930

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Oct 1, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	3094 AKERS TRL, CHIPLEY, FL 32428-4683
Document Number	0067008510
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3094 AKERS TRL CHIPLEY FL 32428, CHIPLEY, FL 32428

Mortgage

Document Number	0067008510
Date	Oct 25, 2019
Book Page	001159/000904
Instrument	67008510

Lender

Name	CASCADE FIN'L SVCS
Type	Funding / Finance Company
Address	CHANDLER, AZ 85286

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00 (+6.39%) Homeowner's exemption	$263,176 (+2.9%)	$291,129 (-3.96%) Land $30,000 Building $261,129
2024	$2,894.00 (+2.08%) Homeowner's exemption	$255,759 (+3%)	$303,145 (+22.08%) Land $30,000 Building $273,145
2023	$2,835.00 (+136.05%) Homeowner's exemption	$248,310 (+94.22%) Land $30,000 Building $218,310	$248,310 (+51.01%) Land $30,000 Building $218,310
2022	$1,201.00 Homeowner's exemption	$127,851	$164,436 Land $20,000 Building $144,436

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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