Monroe County property record for 3094 2nd St, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,306 sqft · built 1996 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,000 (Sep 2017) |
| Tax Bill | $923 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-776-093-00 |
| Primary APN | 07-776-093-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,306 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 100 ft deep x 82 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3094 2ND ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F93-4 SEC 35 T6S R9E DETROIT BEACH SUBDIVISION LOTS 93 & 94 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 35 |
| Legal Subdivision | DETROIT BEACH SUB |
| Legal Lot Number | 93-94 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 831300 |
Source: Monroe County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3094 2ND ST, MONROE, MI 48162-4904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Sep 11, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2017 · Amount on Record |
| Deed Sale | Sep 11, 2017 · Amount on Record |
| Prior Sale | Aug 8, 1996 · Amount on Record |
| Deed Document Number | 201718399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 3094 2ND ST, MONROE, MI 48162-4904 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3094 2ND ST, MONROE, MI 48162-4904 |
| Document Number | 0000013184 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022R13184 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 11, 2017 |
| Property Address | 3094 2ND ST, MONROE, MI 48162-4904 |
| Document Number | 0000018399 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 18399 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6836 MORTENVIEW DR TAYLOR MI 481801808, TAYLOR, MI 48180-1808 |
| Document Number | 18400 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 18400 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2047 |
Source: Monroe County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,400 (+34.68%) | $212,800 (+34.68%) | |
| 2025 | $923.00 (-62.74%) Homeowner's exemption | ||
| 2023 | $2,477.00 Homeowner's exemption | $79,000 | $158,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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