3093 Regatta Rd, Naples, FL 34103 Property Records

Collier County property record for 3093 Regatta Rd, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,299 sqft · built 1985
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Trust Names on File
Last Sale	$2,712,050 (Dec 2021)
Tax Bill	$20,820 (2025)
Deeds & Mortgages	Dec 2021 Sale May 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`088300 N 164A21`

Property Details

APN / Parcel Number

Primary APN	`088300 N 164A21`
Alternative APN	`12985240009`

Interior

Stories	1 Story
Building Area	2,299 sqft Living Area
1st Floor Area	2,299 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Carport
Garage Area	55 sqft
Carport	Carport
Carport Area	55 sqft
Pool Area	392 sqft
Deck Area	140 sqft

Location & Zoning

Street Address	3093 REGATTA RD
City	NAPLES
State	FL
Zip	34103-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 6 BLK N LOT 16
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 6
Legal Tract	088300
Legal Block	N
Legal Lot Number	16
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	301

Owner

3093 Regatta Rd is held in a trust since December 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	333 E AMIN ST # 400, 400, LOUISVILLE, KY 40202
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Warranty Deed, Transfer ACCOMMODATION
May 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	Feb 23, 2009 · Amount on File
Deed Document Number	20216179816
Deed Book / Page	6061 / 1498
Prior Transfer Date	Aug 19, 2009
Prior Transfer Doc	0044863338
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 23, 2021
Property Address	3093 REGATTA RD, NAPLES, FL 34103-4122
Document Number	0060611498
Book / Page	6061 / 1498
Map Reference	MB 8 PG 7&8
Instrument Date	Dec 20, 2021
Instrument	6179816
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$18,984.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2152 INGLEWOOD DR, 2152, CHARLOTTESVILLE, VA 22901-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	333 E MAIN ST STE 400, 400, LOUISVILLE, KY 40202-1259

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3093 REGATTA RD, NAPLES, FL 34103-4122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055090469
Date	May 14, 2018
Book Page	5509/0469
Instrument	5555388

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3093 Regatta Rd was $20,820, down 10.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,119,807 (-7.85%) Land $1,907,560 Building $212,247	$2,119,807 (-7.85%) Land $1,907,560 Building $212,247
2025	$20,820.00 (-10.18%)	$2,300,266 Land $1,926,080 Building $374,186	$2,300,266 Land $1,926,080 Building $374,186
2024	$23,180.00 (+5.28%)
2023	$22,018.00 (+10.95%)	$2,226,082 (+1%)	$2,556,770 (+26.34%) Land $2,059,424 Building $497,346
2022	$19,845.00	$2,023,711 Land $1,571,237 Building $452,474	$2,023,711 Land $1,571,237 Building $452,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3093 Regatta Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3093 Regatta Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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