3093 Marrano Dr, Orange Park, FL 32073 Property Records

Clay County property record for 3093 Marrano Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1987
Lot Size	0.182 acres (7,971 sqft)
Owner	Company Name on File
Last Sale	$289,500 (May 2021)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-04-25-008395-001-15`

Property Details

APN / Parcel Number

Primary APN	`37-04-25-008395-001-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Heated Area
Gross Area	2,493 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,971 sqft (0.182 acres)
Lot Dimensions	114 ft deep x 70 ft wide
Garage Area	460 sqft
Porch	Porch
Porch Area	96 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3093 MARRANO DR
City	ORANGE PARK
State	FL
Zip	32073-6850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 14 MASSEY VILLAS AS REC OR 4460 PG 852
Legal Range	25
Legal Township	04
Legal Section	37
Legal Subdivision	MASSEY VILLAS
Legal Lot Number	14
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	4
Census Block	4000
Census Tract	30802

Owner

3093 Marrano Dr is owned by a company that bought it in May 2021.

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
May 24, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Mar 26, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Oct 19, 2018	Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU
May 3, 2008	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Mar 26, 2021 · Amount on File
Deed Document Number	2021032104
Deed Book / Page	4460 / 852
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3093 MARRANO DR, ORANGE PARK, FL 32073-6850
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0045931808
Date	Apr 8, 2022
Book Page	4593/1808
Instrument	2022022649

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 24, 2021
Property Address	3093 MARRANO DR, ORANGE PARK, FL 32073-6850
Document Number	0044600852
Book / Page	4460 / 852
Map Reference	MB 19 PG 70-72
Instrument Date	May 21, 2021
Instrument	2021032104
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,026.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 26, 2021
Property Address	3093 MARRANO DR, ORANGE PARK, FL 32073-6850
Document Number	0044341070
Book / Page	4434 / 1070
Map Reference	MB 19 PG 70-72
Instrument Date	Mar 20, 2021
Instrument	2021018480
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$1,717.10
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20790 NE 20TH LN, LAWTEY, FL 32058-5218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	3093 MARRANO DR, ORANGE PARK, FL 32073-6850
Document Number	0041521010
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3093 MARRANO DR ORANGE PARK FL 320736850, ORANGE PARK, FL 32073-6850

Mortgage

Document Number	0041521010
Date	Dec 26, 2018
Book Page	004152/001010
Instrument	66703

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2028

Interest

Rate Type	Fixed Rate
Rate	4.5%

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3093 MARRANO DR, ORANGE PARK, FL 32073-6850
Document Number	0041500824
Instrument Date	May 3, 2008
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3093 MARRANO DR ORANGE PARK FL 320736850, ORANGE PARK, FL 32073-6850

Mortgage

Document Number	0041500824
Date	Dec 18, 2018
Book Page	004150/000841
Instrument	65493

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,041.00 (-3.99%)	$264,964 (+2.84%) Land $50,000 Building $214,964	$264,964 (+2.84%) Land $50,000 Building $214,964
2023	$4,209.00 (+12.81%)	$257,648 (+11.34%) Land $50,000 Building $207,648	$257,648 (+11.34%) Land $50,000 Building $207,648
2022	$3,731.00	$231,410 Land $40,000 Building $191,410	$231,410 Land $40,000 Building $191,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3093 Marrano Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1991–2022)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3093 Marrano Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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