Okaloosa County property record for 3093 Bay Ridge Dr, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,075 sqft · built 1976 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $466 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-9792-0 |
| Primary APN | C56-000-596-9792-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| Gross Area | 1,495 sqft |
| 1st Floor Area | 1,075 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 58,370 sqft (1.34 acres) |
| Lot Width | 160 ft Width |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Porch | Florida Room |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3093 BAY RIDGE DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKCREST F/G PLAT 4 FROM SE COR LOT 37 PLAT 4 THC W ALG S LINE OF LOT 3 7 160 FT FOR POB THC W OF SAME LINE A DIST OF 159.95 FT THC N 365 FT THC E 16 0.15 FT THC S 365 FT TO POB 836-76 |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 27 |
| Legal Subdivision | OAKCREST F/G |
| Legal Lot Number | 37B |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20303 |
3093 Bay Ridge Dr is owned and occupied by an individual who acquired it in September 2023.
Source: Okaloosa County records, as of April 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3093 BAY RIDGE DR, CRESTVIEW, FL 32539-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 14, 2023 |
| Transfer Doc | 0003647667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 20, 2023 |
| Property Address | 3093 BAY RIDGE DR, CRESTVIEW, FL 32539-9023 |
| Document Number | 0003647667 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 3647667 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3093 BAY RIDGE DR, CRESTVIEW, FL 32539-9023 |
| Name | Verified Name |
|---|---|
| Address | 3093 BAY RIDGE DR, CRESTVIEW, FL 32539-9023 |
The 2025 property tax bill for 3093 Bay Ridge Dr was $466.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $466.00 | $69,438 | $133,015 Land $26,278 Building $106,737 |
| 2023 | $434.00 (+2.36%) Homeowner's exemption | $65,516 (+3%) | $124,926 (+8.31%) Land $22,326 Building $102,600 |
| 2022 | $424.00 Homeowner's exemption | $63,608 | $115,342 Land $20,865 Building $94,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3093 Bay Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3093 Bay Ridge Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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