3092 MT Highway 35, Kalispell, MT 59901 Property Records

Flathead County property record for 3092 MT Highway 35, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,468 sqft · built 2006
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$524,685 (Jul 2022)
Tax Bill	$3,088 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0792509`

Property Details

APN / Parcel Number

Primary APN	`R0792509`
Alternative APNs	`07-3967-06-1-02-19-0000` `0000972582`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,468 sqft Living Area
1st Floor Area	3,468 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
View / Lot	Major Street/Thoroughfare
Garage Area	1,156 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000972582
Street Address	3092 MT HIGHWAY 35
City	KALISPELL
State	MT
Zip	59901-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S06, T28 N, R20 W, TR 1CAC IN L 2
Legal Range	20W
Legal Township	28N
Legal Section	06
Legal Subdivision	CERTIFICATE OF SURVEY NO 6989
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	4
Census Block	4004
Census Tract	1306

Owner

3092 MT Highway 35 is owned and occupied by two individuals who bought it in July 2022.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3092 MT HIGHWAY 35, KALISPELL, MT 59901-7721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Deed Document Number	202218033
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	May 19, 2026
Property Address	3092 MT HIGHWAY 35, KALISPELL, MT 59901-7721
Document Number	0000010180
Instrument Date	May 19, 2026
Instrument	202610180
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3092 MT HIGHWAY 35, KALISPELL, MT 59901-7721

Mortgage

Document Number	0000010180,
Date	May 19, 2026
Instrument	202610180

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 25, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 25, 2022
Property Address	3092 MT HIGHWAY 35, KALISPELL, MT 59901-7721
Document Number	202200018033
Instrument Date	Jul 25, 2022
Instrument	202200018033
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 MT HIGHWAY 35, KALISPELL, MT 59901-7721

Mortgage

Document Number	202200018034
Date	Jul 25, 2022
Instrument	202200018034

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3092 MT Highway 35 was $3,088, down 12.4% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Fair-Mont-Egan Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,088.00 (-12.45%)	$952,500 (-)
2025	$3,527.00	$952,500	$952,500 Land $259,900 Building $692,600
2023	$6,074.00	$877,400	$877,400 Land $153,400 Building $724,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3092 MT Highway 35 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3092 MT Highway 35 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Bullitt Communications, Verizon, Vero Fiber.

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