3092 Guilderland Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3092 Guilderland Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,130 sqft · built 1940
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Aug 2023)
Tax Bill$8,336 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Oct 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN422800 58.12-5-8

Property Details

APN / Parcel Number

Primary APN422800 58.12-5-8
Alternative APN
  • 280005801200050080000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,130 sqft Living Area
1st Floor Area1,330 sqft
Upper Floors Area800 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2010
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions125 ft deep x 36 ft wide
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3092 GUILDERLAND AVE
CitySCHENECTADY
StateNY
Zip12306-3655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB-1
Legal DescriptionR-2STY,G,FMRM,ADD HOMELANDS-720 6.-431-10
Legal SubdivisionHOMELAND NO 1
Legal Block5
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3010
Census Tract33004

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3092 GUILDERLAND AVE, SCHENECTADY, NY 12306-3655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Warranty Deed, Transfer · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 17, 2022Referee's Deed, Foreclosure
NOT AVAILABLE, PARTNERS ABSTRACT COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Prior SaleOct 17, 2022 · Amount on Record
Deed Document Number202349246
Deed Book / Page2114 / 749
Prior Transfer DateOct 6, 2022
Prior Transfer Doc0000055000
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 29, 2023
Property Address3092 GUILDERLAND AVE, SCHENECTADY, NY 12306-3655
Document Number0000049246
Book / Page2114 / 749
Instrument DateAug 10, 2023
Instrument202349246
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address210 DIVISION ST, SCHENECTADY, NY 12304-1108

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1370 SANTA FE ST, SCHENECTADY, NY 12303-1334

Mortgage

Document Number0000049247
DateAug 29, 2023
Book Page5327/97
Instrument202349247
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

October 2022: Referee's Deed, Foreclosure

Document TypeReferee's Deed
JurisdictionSCHENECTADY NY
Recording DateOct 17, 2022
Property Address3092 GUILDERLAND AVE, SCHENECTADY, NY 12306-3655
Document Number0000055000
Book / Page2094 / 872
Instrument DateOct 6, 2022
Instrument202255000
Transaction TypeForeclosure
Record UpdatedOct 31, 2022
Title CompanyNOT AVAILABLE, PARTNERS ABSTRACT COMPANY

Transaction

AmountAmount Recorded
Tax$282.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name
Address20 CHURCH AVE, 20, BALLSTON SPA, NY 12020-1960

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 DIVISION ST, SCHENECTADY, NY 12304-1108

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,336.00 (+1.92%)
2025$8,179.00$223,200 (+12.16%) Land $3,900 Building $219,300$343,400 (+31.17%) Land $6,000 Building $337,400
2023$199,000 Land $3,900 Building $195,100$261,800 Land $5,131 Building $256,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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