3092 Crosscreek Dr, Avon, OH 44011 Property Records

Lorain County property record for 3092 Crosscreek Dr, Avon, OH 44011

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,428 sqft · built 2019
Owner	Individual Name on File
Last Sale	$458,135 (Sep 2019)
Tax Bill	$10,361 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-00-002-102-369`

Property Details

APN / Parcel Number

Primary APN	`04-00-002-102-369`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,428 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	160 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	320 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3092 CROSSCREEK DR
City	AVON
State	OH
Zip	44011-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON SUB NO 6 100.44 X 312.05
Legal Subdivision	AVON SUB
Legal Lot Number	110
Jurisdiction	LORAIN OH
Township / Civil Division	AVON
Census Block Group	3
Census Block	3005
Census Tract	13201

Owner

3092 Crosscreek Dr is owned and occupied by an individual who bought it in September 2019.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3092 CROSSCREEK DR, AVON, OH 44011-3143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 10, 2025	Transfer on Death Deed, Transfer
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 11, 2019	Survivorship Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
May 20, 2019	Grant Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Prior Sale	May 20, 2019 · Amount on File
Deed Document Number	2019005531
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3092 CROSSCREEK DR, AVON, OH 44011-3143
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 CROSSCREEK DR, AVON, OH 44011-3143

Mortgage

Document Number	0000919906
Date	Jun 22, 2023
Instrument	2023-0919906

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	AVON, OH 44011

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jun 9, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 10, 2025
Property Address	3092 CROSSCREEK DR, AVON, OH 44011-3143
Document Number	0000074685
Map Reference	VOL 105 PG 79
Instrument	2025-0074685
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3092 CROSSCREEK DR, AVON, OH 44011-3143

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3092 CROSSCREEK DR, AVON, OH 44011-3143
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000792440
Date	Dec 8, 2020
Instrument	2020-0792440

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 11, 2019
Property Address	3092 CROSSCREEK DR, AVON, OH 44011-3143
Document Number	0000729725
Map Reference	VOL 105 PG 79
Instrument Date	Aug 15, 2019
Instrument	2019-0729725
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3092 CROSSCREEK DR, AVON, OH 44011-3143

Mortgage

Document Number	0000729726
Date	Sep 11, 2019
Instrument	2019-0729726

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	May 20, 2019
Property Address	3092 CROSSCREEK DR, AVON, OH 44011-3143
Document Number	0000715203
Instrument Date	May 8, 2019
Instrument	715203
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$434.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6770 W SNOWVILLE RD #100 BRECKSVILLE OH 441413212, 100, BRECKSVILLE, OH 44141-3212

Tax Assessment & Valuation

The 2025 property tax bill for 3092 Crosscreek Dr was $10,361.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon City
County	Lorain County
Unified School District	Avon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,361.00	$221,460 (+%) Land $52,500 Building $168,960	$632,740 (-) Land $150,000 Building $482,740
2024	$10,361.00 (+11.6%)	$221,459 (+31.96%) Land $52,500 Building $168,959	$632,740 (+31.96%) Land $150,000 Building $482,740
2023	$9,284.00 (+0.96%)	$167,829 (%) Land $25,326 Building $142,503	$479,510 Land $72,360 Building $407,150
2022	$9,196.00	$167,830 Land $25,330 Building $142,500
2021			$479,510 Land $72,360 Building $407,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3092 Crosscreek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3092 Crosscreek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, Brightspeed.

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